# 7 Tex. Admin. Code § 83.101: 7 TAC § 83.101. Purpose and Scope, DIVISION 1. GENERAL PROVISIONS

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T7_P5_C83_S83_101

## Section

- **Citation:** 7 Tex. Admin. Code § 83.101
- **Heading:** 7 TAC § 83.101. Purpose and Scope, DIVISION 1. GENERAL PROVISIONS
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 7 BANKING AND SECURITIES / Part 5 OFFICE OF CONSUMER CREDIT COMMISSIONER / Chapter 83 REGULATED LENDERS AND CREDIT ACCESS BUSINESSES / 7 TAC § 83.101

## Text

(a) Purpose. The purpose of this subchapter is to assist
 in the administration and enforcement of Texas Finance Code, Chapter
 342.
(b) Scope.
(1) This subchapter applies to all persons engaged
 in the business of making, transacting, or negotiating loans subject
 to Texas Finance Code, Chapter 342. As such, this subchapter only
 applies to lenders and brokers in the business of making, transacting,
 or negotiating loans that:
(A) contract for, charge, or receive interest in excess
 of 10% per year;
(B) are loans extended primarily for personal, family,
 or household use to a person located in Texas at the time the loan
 is made; and
(C) are either:
(i) unsecured;
(ii) secured under a secondary mortgage loan; or
(iii) secured by personal property.
(2) This subchapter applies to term loans extended
 primarily for personal, family, or household purposes.
(3) This subchapter also applies to a loan broker who
 arranges, negotiates, or brokers loans for a lender that funds the
 loan. This subchapter does not apply to any loans made under Texas
 Finance Code, Chapters 301 - 308 or Chapter 339, including commercial
 and agricultural loans.

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T7_P5_C83_S83_101. Check the current official text before relying on it. Not legal advice.