# 7 Tex. Admin. Code § 75.302: 7 TAC § 75.302. Loans Authorized, DIVISION 1. AUTHORIZED LOANS AND INVESTMENTS

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T7_P4_C75_S75_302

## Section

- **Citation:** 7 Tex. Admin. Code § 75.302
- **Heading:** 7 TAC § 75.302. Loans Authorized, DIVISION 1. AUTHORIZED LOANS AND INVESTMENTS
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 7 BANKING AND SECURITIES / Part 4 DEPARTMENT OF SAVINGS AND MORTGAGE LENDING / Chapter 75 SAVINGS BANKS / 7 TAC § 75.302

## Text

(a) A savings bank may originate, invest in, sell,
 purchase, service, participate, or otherwise deal in (including brokerage
 or warehousing) loans or participations subject to the requirements
 of the Texas Savings Bank Act, and this subchapter, including:
(1) residential real estate loans, including loans
 on the security of leasehold interests in residential real estate;
(2) home improvement loans;
(3) manufactured home loans,;
(4) interim construction loans;
(5) other real estate loans, including loans on the
 security of leasehold interest in real estate;
(6) personal property loans;
(7) commercial real estate loans, including loans on
 the security of leasehold interest in real estate;
(8) non-real estate commercial loans;
(9) loans fully secured by savings accounts owned or
 otherwise pledged for or by the borrower;
(10) unsecured loans; and
(11) loans which are insured or guaranteed by the United
 States or any instrumentality thereof.
(b) Parity. A savings bank may purchase or commit to
 purchase any loan it could make if it were incorporated and operating
 as a federal savings bank domiciled in this state, so long as for
 each such transaction the savings bank complies with all applicable
 regulations governing such activities by federal savings banks. However,
 all such loans must be documented in accordance with the applicable
 requirements of this chapter.

## Nearby sections

- [7 Tex. Admin. Code § 75.301 7 TAC § 75.301. Definitions, DIVISION 1. AUTHORIZED LOANS AND INVESTMENTS](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T7_P4_C75_S75_301.md)
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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T7_P4_C75_S75_302. Check the current official text before relying on it. Not legal advice.