# 28 Tex. Admin. Code § 7.1906: 28 TAC § 7.1906. Application for Final Certificate of Authority > Texas · Regulations · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1906 ## Section - **Citation:** 28 Tex. Admin. Code § 7.1906 - **Heading:** 28 TAC § 7.1906. Application for Final Certificate of Authority - **Jurisdiction:** Texas - **Kind:** Regulations - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** Texas Administrative Code / Title 28 INSURANCE / Part 1 TEXAS DEPARTMENT OF INSURANCE / Chapter 7 CORPORATE AND FINANCIAL REGULATION / 28 TAC § 7.1906 ## Text (a) A multiple employer welfare arrangement (MEWA) that has received its initial certificate of authority must apply for a final certificate of authority no later than one year after the issuance of its initial certificate of authority. The MEWA must submit a complete application for final certificate of authority to the commissioner and may use the MEWA forms accessible on the department's website at www.tdi.texas.gov/forms as a resource to comply. (b) The application must include only the following information: (1) the names and addresses of: (A) the association or group of employers sponsoring the MEWA; (B) as applicable, the members of the board of trustees or directors of the MEWA; and (C) at least five employers, if the arrangement is not an association, whose information will be retained by the commissioner as confidential; (2) evidence that the fidelity bond requirements have been met; (3) copies of all plan documents and agreements with service providers, which will be retained by the commissioner as confidential. (Indicate on what pages the specific benefits are listed); (4) a funding report containing: (A) a statement certified by the board of trustees or directors, as applicable, and an actuarial opinion that all applicable requirements of Insurance Code Chapter 846, concerning Multiple Employer Welfare Arrangements, have been met; (B) an actuarial opinion that describes the extent to which contributions or premium rates: (i) are not excessive; (ii) are not unfairly discriminatory; and (iii) are adequate to provide for the payment of all obligations and the maintenance of required cash reserves and surplus of the MEWA; (C) a certified statement of the current value of the assets and liabilities accumulated by the MEWA (unless the application for final certificate of authority is filed 90 days or later following the close of the fiscal year for the MEWA, in which case the financial statement must be an audited statement), and a projection of the assets, liabilities, income, and expenses of the MEWA for the next 12-month period and that reflects that the MEWA has maintained adequate cash reserves; and (D) a statement of the costs of coverage to be charged, including an itemization of amounts for administration, reserves, and other expenses associated with operation of the MEWA; and (5) a notarized statement signed by an authorized director, officer, or trustee that affirms the following: "I know of no reason under the provisions of the Texas Insurance Code why {MEWA Name} is not entitled to a final certificate of authority." (c) After examination, investigation, and determination that all the requirements of Insurance Code Chapter 846, other applicable Insurance Code provisions, and this subchapter have been met, the commissioner will issue a final certificate of authority to the MEWA. ## Nearby sections - [28 Tex. Admin. Code § 7.1901 28 TAC § 7.1901. Scope and Applicability](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1901.md) - [28 Tex. Admin. Code § 7.1902 28 TAC § 7.1902. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1902.md) - [28 Tex. Admin. Code § 7.1904 28 TAC § 7.1904. Application for Initial Certificate of Authority](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1904.md) - [28 Tex. Admin. Code § 7.1905 28 TAC § 7.1905. Commissioner Review of Application; Issuance of Initial Certificate of Authority](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1905.md) - [28 Tex. Admin. 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Suspension, Revocation, or Limitation of Certificate of Authority and Other Remedies](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1915.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C7_S7_1906. Check the current official text before relying on it. Not legal advice.