# 28 Tex. Admin. Code § 4.2306: 28 TAC § 4.2306. Guaranteed and Non-Guaranteed Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2306

## Section

- **Citation:** 28 Tex. Admin. Code § 4.2306
- **Heading:** 28 TAC § 4.2306. Guaranteed and Non-Guaranteed Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 28 INSURANCE / Part 1 TEXAS DEPARTMENT OF INSURANCE / Chapter 4 LIFE AND ANNUITY / 28 TAC § 4.2306

## Text

(a) For the purposes of this subchapter, "guaranteed
 element" means an element listed in §4.2305(a)(1) - (7) of this
 title (relating to Determinable Elements) that is guaranteed and determined
 at issue. An element is considered guaranteed if all of the underlying
 elements used in its computation are guaranteed.
(b) For the purposes of this subchapter, "non-guaranteed
 element" means an element listed in §4.2305(a)(1) - (7) of this
 title that is subject to the insurer's discretion and is not guaranteed
 at issue. An element is considered non-guaranteed if any underlying
 element used in its computation is non-guaranteed.

## Nearby sections

- [28 Tex. Admin. Code § 4.2301 28 TAC § 4.2301. Purpose, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2301.md)
- [28 Tex. Admin. Code § 4.2302 28 TAC § 4.2302. Applicability and Scope, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2302.md)
- [28 Tex. Admin. Code § 4.2303 28 TAC § 4.2303. Effective Date, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2303.md)
- [28 Tex. Admin. Code § 4.2304 28 TAC § 4.2304. Definitions, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2304.md)
- [28 Tex. Admin. Code § 4.2305 28 TAC § 4.2305. Determinable Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2305.md)
- [28 Tex. Admin. Code § 4.2306 28 TAC § 4.2306. Guaranteed and Non-Guaranteed Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2306.md)
- [28 Tex. Admin. Code § 4.2307 28 TAC § 4.2307. Effect on Other Law, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2307.md)
- [28 Tex. Admin. Code § 4.2308 28 TAC § 4.2308. Required Consumer Notices, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2308.md)
- [28 Tex. Admin. Code § 4.2309 28 TAC § 4.2309. Disclosure Document, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2309.md)
- [28 Tex. Admin. Code § 4.2310 28 TAC § 4.2310. Buyer's Guide, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2310.md)
- [28 Tex. Admin. Code § 4.2311 28 TAC § 4.2311. Free Look Period, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2311.md)
- [28 Tex. Admin. Code § 4.2312 28 TAC § 4.2312. Report to Contract Owners, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2312.md)
- [28 Tex. Admin. Code § 4.2321 28 TAC § 4.2321. Purpose, DIVISION 2. ANNUITY SUITABILITY DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2321.md)
- [28 Tex. Admin. Code § 4.2322 28 TAC § 4.2322. Required Forms, DIVISION 2. ANNUITY SUITABILITY DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2322.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2306. Check the current official text before relying on it. Not legal advice.