# 28 Tex. Admin. Code § 4.2305: 28 TAC § 4.2305. Determinable Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2305

## Section

- **Citation:** 28 Tex. Admin. Code § 4.2305
- **Heading:** 28 TAC § 4.2305. Determinable Elements, DIVISION 1. ANNUITY CONTRACT DISCLOSURES
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 28 INSURANCE / Part 1 TEXAS DEPARTMENT OF INSURANCE / Chapter 4 LIFE AND ANNUITY / 28 TAC § 4.2305

## Text

(a) For the purposes of this subchapter, "determinable
 elements" means elements derived from processes or methods that are
 guaranteed at issue and are not subject to company discretion, but
 for which the values or amounts cannot be determined until some point
 after issue. The term includes:
(1) premiums;
(2) credited interest rates, including any bonus;
(3) benefits;
(4) values;
(5) non-interest based credits;
(6) charges; and
(7) elements of formulas used to determine any element
 described by paragraphs (1) - (6) of this subsection.
(b) Determinable elements may be described as guaranteed
 but not determined at issue. An element is considered determinable
 if the element was computed from only underlying determinable elements,
 or from both determinable and guaranteed elements.

## Nearby sections

- [28 Tex. Admin. Code § 4.2301 28 TAC § 4.2301. Purpose, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2301.md)
- [28 Tex. Admin. Code § 4.2302 28 TAC § 4.2302. Applicability and Scope, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2302.md)
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- [28 Tex. Admin. Code § 4.2311 28 TAC § 4.2311. Free Look Period, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2311.md)
- [28 Tex. Admin. Code § 4.2312 28 TAC § 4.2312. Report to Contract Owners, DIVISION 1. ANNUITY CONTRACT DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2312.md)
- [28 Tex. Admin. Code § 4.2321 28 TAC § 4.2321. Purpose, DIVISION 2. ANNUITY SUITABILITY DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2321.md)
- [28 Tex. Admin. Code § 4.2322 28 TAC § 4.2322. Required Forms, DIVISION 2. ANNUITY SUITABILITY DISCLOSURES](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2322.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C4_S4_2305. Check the current official text before relying on it. Not legal advice.