# 28 Tex. Admin. Code § 3.3009: 28 TAC § 3.3009. Policy Definitions of Sickness

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C3_S3_3009

## Section

- **Citation:** 28 Tex. Admin. Code § 3.3009
- **Heading:** 28 TAC § 3.3009. Policy Definitions of Sickness
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 28 INSURANCE / Part 1 TEXAS DEPARTMENT OF INSURANCE / Chapter 3 LIFE, ACCIDENT, AND HEALTH INSURANCE AND ANNUITIES / 28 TAC § 3.3009

## Text

Except as provided in this subchapter, the definition of "sickness"
 may not be more restrictive than the following: Sickness means illness
 or disease of an insured person which first manifested itself after
 the effective date of insurance and while the insurance is in force.
 A definition of sickness which anticipates the exclusion of coverage
 of pre-existing conditions subject to the limitations expressed in
 Insurance Code §1201.208 may not use the phrase "the cause of
 which originates" or any similar phrase. The definition may be modified
 to exclude sickness or disease for which benefits are provided under
 any workmen's compensation, occupational disease, employer's liability,
 or similar statute.

## Nearby sections

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C3_S3_3009. Check the current official text before relying on it. Not legal advice.