# 28 Tex. Admin. Code § 26.12: 28 TAC § 26.12. Disclosure

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_12

## Section

- **Citation:** 28 Tex. Admin. Code § 26.12
- **Heading:** 28 TAC § 26.12. Disclosure
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 28 INSURANCE / Part 1 TEXAS DEPARTMENT OF INSURANCE / Chapter 26 EMPLOYER-RELATED HEALTH BENEFIT PLAN REGULATIONS / 28 TAC § 26.12

## Text

In connection with the offering for sale of any small employer
 health benefit plan, each small employer carrier and each agent must
 make a reasonable disclosure, as part of its solicitation and sales
 material, of:
(1) the extent to which premium rates for a specific
 small employer are established or adjusted based on the actual or
 expected variation in claim costs or the actual or expected variation
 in health status of the employees of the small employer and their
 dependents;
(2) provisions concerning the small employer carrier's
 right to change premium rates and the factors other than claim experience
 that affect changes in premium rates;
(3) provisions relating to renewability of policies
 and contracts; and
(4) any preexisting condition provision or affiliation
 period.

## Nearby sections

- [28 Tex. Admin. Code § 26.3 28 TAC § 26.3. Severability](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_3.md)
- [28 Tex. Admin. Code § 26.4 28 TAC § 26.4. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_4.md)
- [28 Tex. Admin. Code § 26.5 28 TAC § 26.5. Applicability and Scope](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_5.md)
- [28 Tex. Admin. Code § 26.6 28 TAC § 26.6. Status of Health Carriers as Small Employer Carriers](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_6.md)
- [28 Tex. Admin. Code § 26.7 28 TAC § 26.7. Requirement to Insure Entire Groups](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_7.md)
- [28 Tex. Admin. Code § 26.8 28 TAC § 26.8. Guaranteed Issue, Contribution, and Participation Requirements](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_8.md)
- [28 Tex. Admin. Code § 26.9 28 TAC § 26.9. Exclusions, Limitations, Waiting Periods, Affiliation Periods, Preexisting Conditions, and Restrictive Riders](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_9.md)
- [28 Tex. Admin. Code § 26.10 28 TAC § 26.10. Establishment of Classes of Business](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_10.md)
- [28 Tex. Admin. Code § 26.11 28 TAC § 26.11. Restrictions Relating to Premium Rates](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_11.md)
- [28 Tex. Admin. Code § 26.12 28 TAC § 26.12. Disclosure](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_12.md)
- [28 Tex. Admin. Code § 26.13 28 TAC § 26.13. Fair Marketing](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_13.md)
- [28 Tex. Admin. Code § 26.14 28 TAC § 26.14. Coverage](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_14.md)
- [28 Tex. Admin. Code § 26.15 28 TAC § 26.15. Renewability of Coverage and Cancellation](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_15.md)
- [28 Tex. Admin. Code § 26.16 28 TAC § 26.16. Refusal to Renew and Application to Reenter Small Employer Market](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_16.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T28_P1_C26_S26_12. Check the current official text before relying on it. Not legal advice.