# 10 Tex. Admin. Code § 200.109: 10 TAC § 200.109. Procedure for Making a Claim for Reimbursement for Charging Off of an Enrolled Loan

> Texas · Regulations · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_109

## Section

- **Citation:** 10 Tex. Admin. Code § 200.109
- **Heading:** 10 TAC § 200.109. Procedure for Making a Claim for Reimbursement for Charging Off of an Enrolled Loan
- **Jurisdiction:** Texas
- **Kind:** Regulations
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Texas Administrative Code / Title 10 COMMUNITY DEVELOPMENT / Part 5 OFFICE OF THE GOVERNOR, ECONOMIC DEVELOPMENT AND TOURISM OFFICE / Chapter 200 TEXAS SMALL BUSINESS CREDIT INITIATIVE / 10 TAC § 200.109

## Text

(a) If a PFI charges off all or part of an Enrolled
 Loan because of a default by the Borrower, the PFI may claim reimbursement
 for all or part of the Loss incurred by requesting reimbursement for
 the charged off loan through the Program Website and providing all
 information and documentation required by the Office. The Office may
 notify the PFI of any deficiencies in the PFI's claim for reimbursement.
(b) The PFI must make the claim:
(1) only after exercising due care and diligent efforts
 to liquidate the loan collateral, realize the personal or other financial
 guarantees, or otherwise recover on the loan;
(2) on or before the 180th day after charging off the
 loan; and
(3) not before the first anniversary of the PFI's enrollment
 of the loan in the Program.
(c) Subject to subsection (b)(1) of this section, a
 PFI may make a claim for reimbursement of a Loss prior to the liquidation
 of collateral, realization on personal or other financial guarantees,
 or otherwise recovering on the loan.
(d) Notwithstanding subsection (b)(2) of this section,
 the Office may authorize the PFI to submit a claim after the 180th
 day after charging off the Enrolled Loan if, in the Office's sole
 discretion:
(1) the PFI demonstrates it has consistently and actively
 undertaken activities to recover on the Enrolled Loan; or
(2) shows other good cause.
(e) The PFI shall retain documentation in its files
 substantiating all claims for a term commensurate with standard banking
 records retention practices but not less than seven years after the
 date that the Enrolled Loan is terminated.

## Nearby sections

- [10 Tex. Admin. Code § 200.101 10 TAC § 200.101. Texas Small Business Credit Initiative Loan Guarantee Program Authority and Purpose](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_101.md)
- [10 Tex. Admin. Code § 200.102 10 TAC § 200.102. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_102.md)
- [10 Tex. Admin. Code § 200.103 10 TAC § 200.103. Program Application Procedure](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_103.md)
- [10 Tex. Admin. Code § 200.104 10 TAC § 200.104. Agreement](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_104.md)
- [10 Tex. Admin. Code § 200.105 10 TAC § 200.105. Qualified Loan Eligibility and Approval](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_105.md)
- [10 Tex. Admin. Code § 200.106 10 TAC § 200.106. Eligible and Restricted Uses of Texas Small Business Credit Loan Guarantee Program Loan Proceeds](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_106.md)
- [10 Tex. Admin. Code § 200.107 10 TAC § 200.107. Loan Guarantee Maximums; Procedure for Enrollment of a Qualified Loan](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_107.md)
- [10 Tex. Admin. Code § 200.108 10 TAC § 200.108. Encumbrance of Funds](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_108.md)
- [10 Tex. Admin. Code § 200.109 10 TAC § 200.109. Procedure for Making a Claim for Reimbursement for Charging Off of an Enrolled Loan](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_109.md)
- [10 Tex. Admin. Code § 200.110 10 TAC § 200.110. Payment of Claims by the Office](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_110.md)
- [10 Tex. Admin. Code § 200.111 10 TAC § 200.111. Recoveries on Loans Subsequent to Payment of Claim](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_111.md)
- [10 Tex. Admin. Code § 200.112 10 TAC § 200.112. Withdrawal from Program; Termination of Participation in Program](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_112.md)
- [10 Tex. Admin. Code § 200.113 10 TAC § 200.113. Excessive Annual Claims Rate by a Participating Financial Institution](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_113.md)
- [10 Tex. Admin. Code § 200.114 10 TAC § 200.114. Inspection of Files](https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_TAC_T10_P5_C200_S200_109. Check the current official text before relying on it. Not legal advice.