# Tex. Insurance Code § 846.003: LIMITED EXEMPTION FROM INSURANCE LAWS; APPLICABILITY OF CERTAIN LAWS

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.003

## Section

- **Citation:** Tex. Insurance Code § 846.003
- **Heading:** LIMITED EXEMPTION FROM INSURANCE LAWS; APPLICABILITY OF CERTAIN LAWS
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code in / Chapter 846 / Section 846.003

## Text

(a) A multiple employer welfare arrangement is exempt from the operation of all insurance laws of this state, except laws that are made applicable by their specific terms or as specified in this section or chapter.

(b) A multiple employer welfare arrangement is subject to the following laws:

(1) Subchapters C and D, Chapter 36;

(2) Section 38.001;

(3) Section 81.002;

(4) Chapter 82;

(5) Chapter 83;

(6) Chapter 86;

(7) Section 201.003;

(8) Sections 401.051, 401.052, 401.054-401.062, 401.151, 401.152, 401.155, and 401.156;

(9) Chapter 441;

(10) Chapter 443;

(11) Chapter 461;

(12) Section 521.005;

(13) Chapter 541;

(14) Chapter 701;

(15) Chapter 801;

(16) Chapter 803;

(17) Chapter 804;

(18) Subchapter A, Chapter 805; and

(19) Sections 841.259, 841.701-841.702, and 841.704-841.705.

(c) A multiple employer welfare arrangement is only considered an insurer for purposes of the laws described by this section.

## Nearby sections

- [Tex. Insurance Code § 846.001 § 846.001. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.001.md)
- [Tex. Insurance Code § 846.002 § 846.002. APPLICABILITY OF CHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.002.md)
- [Tex. Insurance Code § 846.003 § 846.003. LIMITED EXEMPTION FROM INSURANCE LAWS; APPLICABILITY OF CERTAIN LAWS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.003.md)
- [Tex. Insurance Code § 846.004 § 846.004. LATE-PARTICIPATING EMPLOYEE OR DEPENDENT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.004.md)
- [Tex. Insurance Code § 846.005 § 846.005. RULES; ORDERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.005.md)
- [Tex. Insurance Code § 846.006 § 846.006. APPEAL OF ORDERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.006.md)
- [Tex. Insurance Code § 846.007 § 846.007. PREMIUM RATES; ADJUSTMENTS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.007.md)
- [Tex. Insurance Code § 846.0035 § 846.0035. APPLICABILITY OF CERTAIN LAWS TO ASSOCIATION PROVIDING HEALTH BENEFITS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.0035.md)
- [Tex. Insurance Code § 846.051 § 846.051. CERTIFICATE OF AUTHORITY REQUIRED.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.051.md)
- [Tex. Insurance Code § 846.052 § 846.052. APPLICATION FOR INITIAL CERTIFICATE OF AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.052.md)
- [Tex. Insurance Code § 846.053 § 846.053. ELIGIBILITY REQUIREMENTS FOR INITIAL CERTIFICATE OF AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.053.md)
- [Tex. Insurance Code § 846.054 § 846.054. ISSUANCE OF INITIAL CERTIFICATE OF AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.054.md)
- [Tex. Insurance Code § 846.055 § 846.055. EXTENSION OF TERM OF INITIAL CERTIFICATE OF AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.055.md)
- [Tex. Insurance Code § 846.056 § 846.056. FINAL CERTIFICATE OF AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.056.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C846_S846.003. Check the current official text before relying on it. Not legal advice.