# Tex. Insurance Code § 823.004: CLASSIFICATION AS COMMERCIALLY DOMICILED INSURER

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.004

## Section

- **Citation:** Tex. Insurance Code § 823.004
- **Heading:** CLASSIFICATION AS COMMERCIALLY DOMICILED INSURER
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code in / Chapter 823 / Section 823.004

## Text

(a) For purposes of this chapter, a foreign or alien insurer authorized to engage in the business of insurance in this state is a commercially domiciled insurer if during the period described by Subsection (b) the average of the gross premiums written by the insurer in this state is:

(1) more than the average of the gross premiums written by the insurer in its state of domicile; and

(2) 30 percent or more of the total gross premiums written by the insurer in the United States, as reported in its three most recent annual statements.

(b) The period applicable to Subsection (a) is:

(1) the three most recent fiscal years of the insurer that precede the fiscal year in which the determination under this section is made; or

(2) if the insurer has been authorized to engage in the business of insurance in this state for less than the period described by Subdivision (1), the period for which the insurer has been authorized to engage in the business of insurance in this state.

## Nearby sections

- [Tex. Insurance Code § 823.001 § 823.001. FINDINGS AND PURPOSE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.001.md)
- [Tex. Insurance Code § 823.002 § 823.002. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.002.md)
- [Tex. Insurance Code § 823.003 § 823.003. CLASSIFICATION AS AFFILIATE OR SUBSIDIARY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.003.md)
- [Tex. Insurance Code § 823.004 § 823.004. CLASSIFICATION AS COMMERCIALLY DOMICILED INSURER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.004.md)
- [Tex. Insurance Code § 823.005 § 823.005. DESCRIPTION OF CONTROL; DETERMINATION OF CONTROL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.005.md)
- [Tex. Insurance Code § 823.006 § 823.006. DESCRIPTION OF INSURANCE HOLDING COMPANY SYSTEM.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.006.md)
- [Tex. Insurance Code § 823.007 § 823.007. DESCRIPTION OF VOTING SECURITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.007.md)
- [Tex. Insurance Code § 823.008 § 823.008. STANDARD FOR DETERMINING SURPLUS REASONABLENESS AND ADEQUACY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.008.md)
- [Tex. Insurance Code § 823.009 § 823.009. SITUS OF SECURITIES OF DOMESTIC INSURER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.009.md)
- [Tex. Insurance Code § 823.010 § 823.010. DISCLAIMER OF AFFILIATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.010.md)
- [Tex. Insurance Code § 823.011 § 823.011. CONFIDENTIALITY OF INFORMATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.011.md)
- [Tex. Insurance Code § 823.012 § 823.012. RULES; PROCEDURES FOR CONSIDERING CERTAIN DISTRIBUTIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.012.md)
- [Tex. Insurance Code § 823.013 § 823.013. MANDAMUS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.013.md)
- [Tex. Insurance Code § 823.014 § 823.014. APPLICABILITY OF CHAPTER TO FOREIGN OR ALIEN INSURER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.014.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C823_S823.004. Check the current official text before relying on it. Not legal advice.