# Tex. Insurance Code § 544.053: EXCEPTIONS

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.053

## Section

- **Citation:** Tex. Insurance Code § 544.053
- **Heading:** EXCEPTIONS
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code in / Chapter 544 / Section 544.053

## Text

(a) A person does not violate Section 544.052 if the refusal to insure or to continue to insure, the limiting of the amount, extent, or kind of coverage, or the charging of an individual a rate that is different from the rate charged another individual for the same coverage is based on sound actuarial principles.

(b) A person does not violate Section 544.052 by providing insurance coverage only to persons who are required to obtain or maintain membership or qualification for membership in a club, group, or organization to be eligible for coverage if:

(1) the requirements are uniform requirements of the insurer as a condition of providing insurance and are applied uniformly throughout this state; and

(2) the person does not engage in an act prohibited under Section 544.052 against a qualified member, except as provided by this section.

## Nearby sections

- [Tex. Insurance Code § 544.001 § 544.001. APPLICABILITY OF SUBCHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.001.md)
- [Tex. Insurance Code § 544.002 § 544.002. UNFAIR DISCRIMINATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.002.md)
- [Tex. Insurance Code § 544.003 § 544.003. EXCEPTIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.003.md)
- [Tex. Insurance Code § 544.004 § 544.004. ENFORCEMENT ACTIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.004.md)
- [Tex. Insurance Code § 544.051 § 544.051. APPLICABILITY OF SUBCHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.051.md)
- [Tex. Insurance Code § 544.052 § 544.052. UNFAIR DISCRIMINATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.052.md)
- [Tex. Insurance Code § 544.053 § 544.053. EXCEPTIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.053.md)
- [Tex. Insurance Code § 544.054 § 544.054. JUDICIAL ACTION; AWARD BY COURT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.054.md)
- [Tex. Insurance Code § 544.101 § 544.101. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.101.md)
- [Tex. Insurance Code § 544.102 § 544.102. APPLICABILITY OF SUBCHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.102.md)
- [Tex. Insurance Code § 544.103 § 544.103. PROHIBITION ON USE OF CERTAIN GUIDELINES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.103.md)
- [Tex. Insurance Code § 544.151 § 544.151. DEFINITION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.151.md)
- [Tex. Insurance Code § 544.152 § 544.152. APPLICABILITY OF SUBCHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.152.md)
- [Tex. Insurance Code § 544.153 § 544.153. PROHIBITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.153.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C544_S544.053. Check the current official text before relying on it. Not legal advice.