# Tex. Insurance Code § 425.006

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.006

## Section

- **Citation:** Tex. Insurance Code § 425.006
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code in / Chapter 425 / Section 425.006

## Text

Sec. 425.006. ADDITIONAL RESERVES REQUIRED: SUBSTANDARD OR EXTRA HAZARDOUS POLICIES. (a) If a life insurance company engaged in business under the laws of this state has written or assumed risks that are substandard or extra hazardous and has charged more for the policies under which those risks are written or assumed than the company's published premium rates, the commissioner shall, in valuing those policies, compute and charge extra reserves on the policies as necessary because of the extra hazard assumed and the extra premium charged.

(b) If the commissioner determines, after notice and hearing, that a particular risk or class of risks is substandard or extra hazardous, a life insurance company may not, after the determination is made, write or assume the particular risk or class of risks unless the company charges an extra premium as necessary because of the extra hazard assumed.

## Nearby sections

- [Tex. Insurance Code § 425.001 § 425.001. SECURITIES IN AMOUNT OF RESERVES REQUIRED.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.001.md)
- [Tex. Insurance Code § 425.002 § 425.002.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.002.md)
- [Tex. Insurance Code § 425.003 § 425.003.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.003.md)
- [Tex. Insurance Code § 425.004 § 425.004. RECORDS OF SECURITIES DEPOSITED WITH DEPARTMENT; REPORT OF VALUE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.004.md)
- [Tex. Insurance Code § 425.005 § 425.005. DEPARTMENT DUTIES REGARDING DEPOSITED SECURITIES; INSURANCE COMPANY ACCESS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.005.md)
- [Tex. Insurance Code § 425.006 § 425.006.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.006.md)
- [Tex. Insurance Code § 425.007 § 425.007. SUBSCRIPTION TO OR UNDERWRITING PURCHASE OR SALE OF SECURITIES OR PROPERTY PROHIBITED; CONTROL OF DISPOSITION OF PROPERTY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.007.md)
- [Tex. Insurance Code § 425.008 § 425.008. AUTHORIZED INVESTMENTS FOR FOREIGN COMPANIES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.008.md)
- [Tex. Insurance Code § 425.009 § 425.009. STUDENT LOANS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.009.md)
- [Tex. Insurance Code § 425.051 § 425.051. SHORT TITLE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.051.md)
- [Tex. Insurance Code § 425.052 § 425.052. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.052.md)
- [Tex. Insurance Code § 425.053 § 425.053. ANNUAL VALUATION OF RESERVES FOR POLICIES AND CONTRACTS ISSUED BEFORE OPERATIVE DATE OF VALUATION MANUAL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.053.md)
- [Tex. Insurance Code § 425.054 § 425.054. ACTUARIAL OPINION OF RESERVES ISSUED BEFORE OPERATIVE DATE OF VALUATION MANUAL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.054.md)
- [Tex. Insurance Code § 425.055 § 425.055. SUPPORTING MEMORANDUM FOR ACTUARIAL OPINION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.055.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C425_S425.006. Check the current official text before relying on it. Not legal advice.