# Tex. Insurance Code § 1109.011: IDENTIFICATION OF DEATH MASTER FILE MATCHES

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.011

## Section

- **Citation:** Tex. Insurance Code § 1109.011
- **Heading:** IDENTIFICATION OF DEATH MASTER FILE MATCHES
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code in / Chapter 1109 / Section 1109.011

## Text

(a) An insurer shall compare its in-force life insurance policies, annuity contracts, and retained asset accounts against a Death Master File at least semiannually to identify potential Death Master File matches. The insurer shall perform the first comparison of a policy, contract, or account against a full Death Master File and thereafter against Death Master File update files to identify potential Death Master File matches.

(b) An insurer shall first conduct the comparison required by Subsection (a) electronically to the extent the insurer's records are available in electronic format, and then use the most easily accessible insurer records for any records that are not available electronically.

(c) Each subsequent comparison made under this section shall include all in-force life insurance policies, annuity contracts, and retained asset accounts and any policies, contracts, or accounts that have lapsed since the previous comparison.

(d) An insurer shall implement procedures for conducting comparisons under this section to account for:

(1) common nicknames, initials used in lieu of a first or middle name, use of a middle name, compound first and middle names, and interchanged first and middle names;

(2) compound last names, maiden or married names, and hyphens, blank spaces, or apostrophes in last names;

(3) transposition of the month and date portions of the date of birth; and

(4) an incomplete social security number.

## Nearby sections

- [Tex. Insurance Code § 1109.001 § 1109.001. APPLICABILITY OF CHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.001.md)
- [Tex. Insurance Code § 1109.002 § 1109.002. ADMINISTRATION AND ENFORCEMENT; RULES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.002.md)
- [Tex. Insurance Code § 1109.003 § 1109.003. APPROPRIATIONS TO ADMINISTER CHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.003.md)
- [Tex. Insurance Code § 1109.010 § 1109.010. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.010.md)
- [Tex. Insurance Code § 1109.011 § 1109.011. IDENTIFICATION OF DEATH MASTER FILE MATCHES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.011.md)
- [Tex. Insurance Code § 1109.012 § 1109.012. DUTIES REGARDING DEATH MASTER FILE MATCH.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.012.md)
- [Tex. Insurance Code § 1109.013 § 1109.013. PRESUMPTION OF UNCLAIMED PROCEEDS; REPORT AND DELIVERY OF PROCEEDS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.013.md)
- [Tex. Insurance Code § 1109.014 § 1109.014. RULEMAKING AUTHORITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.014.md)
- [Tex. Insurance Code § 1109.015 § 1109.015. AUTHORITY TO ISSUE CERTAIN ORDERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.015.md)
- [Tex. Insurance Code § 1109.016 § 1109.016. AUTHORITY TO REQUEST DEATH CERTIFICATE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.016.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cin_C1109_S1109.011. Check the current official text before relying on it. Not legal advice.