# Tex. Finance Code § 392.302: HARASSMENT; ABUSE

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.302

## Section

- **Citation:** Tex. Finance Code § 392.302
- **Heading:** HARASSMENT; ABUSE
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code fi / Chapter 392 / Section 392.302

## Text

In debt collection, a debt collector may not oppress, harass, or abuse a person by:

(1) using profane or obscene language or language intended to abuse unreasonably the hearer or reader;

(2) placing telephone calls without disclosing the name of the individual making the call and with the intent to annoy, harass, or threaten a person at the called number;

(3) causing a person to incur a long distance telephone toll, telegram fee, or other charge by a medium of communication without first disclosing the name of the person making the communication; or

(4) causing a telephone to ring repeatedly or continuously, or making repeated or continuous telephone calls, with the intent to harass a person at the called number.

## Nearby sections

- [Tex. Finance Code § 392.001 § 392.001. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.001.md)
- [Tex. Finance Code § 392.101 § 392.101. BOND REQUIREMENT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.101.md)
- [Tex. Finance Code § 392.102 § 392.102. CLAIM AGAINST BOND.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.102.md)
- [Tex. Finance Code § 392.201 § 392.201. REPORT TO CONSUMER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.201.md)
- [Tex. Finance Code § 392.202 § 392.202. CORRECTION OF THIRD-PARTY DEBT COLLECTOR'S OR CREDIT BUREAU'S FILES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.202.md)
- [Tex. Finance Code § 392.301 § 392.301. THREATS OR COERCION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.301.md)
- [Tex. Finance Code § 392.302 § 392.302. HARASSMENT; ABUSE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.302.md)
- [Tex. Finance Code § 392.303 § 392.303. UNFAIR OR UNCONSCIONABLE MEANS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.303.md)
- [Tex. Finance Code § 392.304 § 392.304. FRAUDULENT, DECEPTIVE, OR MISLEADING REPRESENTATIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.304.md)
- [Tex. Finance Code § 392.305 § 392.305. DECEPTIVE USE OF CREDIT BUREAU NAME.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.305.md)
- [Tex. Finance Code § 392.306 § 392.306. USE OF INDEPENDENT DEBT COLLECTOR.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.306.md)
- [Tex. Finance Code § 392.307 § 392.307. COLLECTION OF CERTAIN CONSUMER DEBT BY DEBT BUYERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.307.md)
- [Tex. Finance Code § 392.308 § 392.308. CONSUMER VICTIM OF IDENTITY THEFT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.308.md)
- [Tex. Finance Code § 392.401 § 392.401. BONA FIDE ERROR.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.401.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C392_S392.302. Check the current official text before relying on it. Not legal advice.