# Tex. Finance Code § 348.009: FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.009

## Section

- **Citation:** Tex. Finance Code § 348.009
- **Heading:** FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code fi / Chapter 348 / Section 348.009

## Text

(a) The disclosure requirements of Regulation Z (12 C.F.R. Parts 226 and 1026) adopted under the Truth in Lending Act (15 U.S.C. Section 1601 et seq.) and specifically 12 C.F.R. Sections 226.18(f) and 1026.18(f), regarding variable rate disclosures, apply according to their terms to retail installment transactions.

(b) If a disclosure requirement of this chapter and one of a federal law, including a regulation or an interpretation of law, are inconsistent or conflict, federal law controls and the inconsistent or conflicting disclosures required by this chapter need not be given.

## Nearby sections

- [Tex. Finance Code § 348.001 § 348.001. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.001.md)
- [Tex. Finance Code § 348.002 § 348.002. BAILMENT OR LEASE AS RETAIL INSTALLMENT TRANSACTION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.002.md)
- [Tex. Finance Code § 348.003 § 348.003. CLASSIFICATION AS RETAIL INSTALLMENT TRANSACTION UNAFFECTED.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.003.md)
- [Tex. Finance Code § 348.004 § 348.004. CASH PRICE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.004.md)
- [Tex. Finance Code § 348.005 § 348.005. ITEMIZED CHARGE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.005.md)
- [Tex. Finance Code § 348.006 § 348.006. PRINCIPAL BALANCE; INCLUSION OF DOCUMENTARY FEE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.006.md)
- [Tex. Finance Code § 348.007 § 348.007. APPLICABILITY OF CHAPTER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.007.md)
- [Tex. Finance Code § 348.008 § 348.008. APPLICABILITY OF OTHER STATUTES TO RETAIL INSTALLMENT TRANSACTION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.008.md)
- [Tex. Finance Code § 348.009 § 348.009. FEDERAL DISCLOSURE REQUIREMENTS APPLICABLE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.009.md)
- [Tex. Finance Code § 348.010 § 348.010. ADDITIONAL INFORMATION ALLOWED IN CONTRACT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.010.md)
- [Tex. Finance Code § 348.011 § 348.011. ORDER OF ITEMS IN CONTRACT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.011.md)
- [Tex. Finance Code § 348.012 § 348.012. APPLICABILITY OF INSURANCE PREMIUM FINANCING PROVISIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.012.md)
- [Tex. Finance Code § 348.013 § 348.013. CONDITIONAL DELIVERY AGREEMENT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.013.md)
- [Tex. Finance Code § 348.014 § 348.014. TRANSACTION CONDITIONED ON PURCHASE OF VEHICLE PROTECTION PRODUCT PROHIBITED.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.014.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C348_S348.009. Check the current official text before relying on it. Not legal advice.