# Tex. Finance Code § 341.401: DISCRIMINATION PROHIBITED

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.401

## Section

- **Citation:** Tex. Finance Code § 341.401
- **Heading:** DISCRIMINATION PROHIBITED
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code fi / Chapter 341 / Section 341.401

## Text

(a) An authorized lender or other person involved in a transaction subject to this title may not deny to an individual who has the capacity to contract an extension of credit, including a loan, in the individual's name or restrict or limit the credit extended:

(1) because of sex, race, color, religion, national origin, marital status, or age;

(2) because all or part of the individual's income derives from a public assistance program in the form of social security or supplemental security income; or

(3) because the individual has in good faith exercised a right under the Consumer Credit Protection Act (15 U.S.C. Section 1601 et seq.; 18 U.S.C. Section 891 et seq.).

(b) In interpreting this section, a court or administrative agency shall be guided by the Equal Credit Opportunity Act (15 U.S.C. Section 1691 et seq.) and regulations under and interpretations of that Act by the Federal Reserve Board and the Consumer Financial Protection Bureau to the extent that Act and those regulations and interpretations can be made applicable to conduct prohibited by this section.

## Nearby sections

- [Tex. Finance Code § 341.001 § 341.001. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.001.md)
- [Tex. Finance Code § 341.002 § 341.002. COMPUTATION OF MONTH.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.002.md)
- [Tex. Finance Code § 341.101 § 341.101. CONSUMER CREDIT COMMISSIONER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.101.md)
- [Tex. Finance Code § 341.102 § 341.102. REGULATION OF BANKS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.102.md)
- [Tex. Finance Code § 341.103 § 341.103. REGULATION OF SAVINGS INSTITUTIONS, LICENSED MORTGAGE BROKERS AND LOAN OFFICERS, AND REGISTERED MORTGAGE BANKERS AND LICENSED LOAN OFFICERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.103.md)
- [Tex. Finance Code § 341.104 § 341.104. REGULATION OF CREDIT UNIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.104.md)
- [Tex. Finance Code § 341.201 § 341.201. DEFINITIONS OF INDEXES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.201.md)
- [Tex. Finance Code § 341.202 § 341.202. REVISION OF CEILING OR BRACKET.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.202.md)
- [Tex. Finance Code § 341.203 § 341.203. COMPUTATION OF REVISED CEILING OR BRACKET.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.203.md)
- [Tex. Finance Code § 341.204 § 341.204. PUBLICATION OF REVISED CEILING, BRACKET, OR INDEX INFORMATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.204.md)
- [Tex. Finance Code § 341.301 § 341.301. INFORMATION ABOUT ADVERTISERS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.301.md)
- [Tex. Finance Code § 341.401 § 341.401. DISCRIMINATION PROHIBITED.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.401.md)
- [Tex. Finance Code § 341.402 § 341.402. PENALTIES FOR PROHIBITED DISCRIMINATION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.402.md)
- [Tex. Finance Code § 341.403 § 341.403. FALSE, MISLEADING, OR DECEPTIVE ADVERTISING.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.403.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C341_S341.401. Check the current official text before relying on it. Not legal advice.