# Tex. Finance Code § 180.051: STATE LICENSE REQUIRED; RENEWAL

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.051

## Section

- **Citation:** Tex. Finance Code § 180.051
- **Heading:** STATE LICENSE REQUIRED; RENEWAL
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code fi / Chapter 180 / Section 180.051

## Text

(a) Unless exempted by Section 180.003 or acting under the temporary authority described under Section 180.0511, an individual may not engage in business as a residential mortgage loan originator with respect to a dwelling located in this state unless the individual:

(1) is licensed to engage in that business under Chapter 156, 157, 342, 347, 348, or 351; and

(2) complies with the requirements of this chapter.

(b) Unless exempted by Section 180.003, a loan processor or underwriter who is an independent contractor may not engage in the activities of a loan processor or underwriter unless the independent contractor loan processor or underwriter obtains and maintains the appropriate residential mortgage loan originator license and complies with the requirements of this chapter.

(c) The individual must renew the license annually to be considered licensed for purposes of this section.

(d) Notwithstanding any provision of law listed in Subsection (a)(1), the regulatory official shall provide for annual renewal of licenses for individuals seeking to engage in residential mortgage loan origination activities.

## Nearby sections

- [Tex. Finance Code § 180.001 § 180.001. SHORT TITLE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.001.md)
- [Tex. Finance Code § 180.002 § 180.002. DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.002.md)
- [Tex. Finance Code § 180.003 § 180.003. EXEMPTION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.003.md)
- [Tex. Finance Code § 180.004 § 180.004. ADMINISTRATIVE AUTHORITY; RULEMAKING.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.004.md)
- [Tex. Finance Code § 180.005 § 180.005. SEVERABILITY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.005.md)
- [Tex. Finance Code § 180.051 § 180.051. STATE LICENSE REQUIRED; RENEWAL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.051.md)
- [Tex. Finance Code § 180.052 § 180.052. ENROLLMENT OR REGISTRATION WITH NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.052.md)
- [Tex. Finance Code § 180.053 § 180.053. APPLICATION FORM.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.053.md)
- [Tex. Finance Code § 180.054 § 180.054. CRIMINAL AND OTHER BACKGROUND CHECKS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.054.md)
- [Tex. Finance Code § 180.055 § 180.055. ISSUANCE OF LICENSE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.055.md)
- [Tex. Finance Code § 180.056 § 180.056. PRELICENSING EDUCATIONAL COURSES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.056.md)
- [Tex. Finance Code § 180.057 § 180.057. TESTING REQUIREMENTS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.057.md)
- [Tex. Finance Code § 180.058 § 180.058. RECOVERY FUND FEE OR SURETY BOND REQUIREMENT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.058.md)
- [Tex. Finance Code § 180.059 § 180.059. STANDARDS FOR LICENSE RENEWAL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.059.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cfi_C180_S180.051. Check the current official text before relying on it. Not legal advice.