# Tex. Business & Commerce Code § 9.108: SUFFICIENCY OF DESCRIPTION

> Texas · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.108

## Section

- **Citation:** Tex. Business & Commerce Code § 9.108
- **Heading:** SUFFICIENCY OF DESCRIPTION
- **Jurisdiction:** Texas
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TX Code / Code bc / Chapter 9 / Section 9.108

## Text

(a) Except as otherwise provided in Subsections (c), (d), and (e), a description of personal or real property is sufficient, whether or not it is specific, if it reasonably identifies what is described.

(b) Except as otherwise provided in Subsection (d), a description of collateral reasonably identifies the collateral if it identifies the collateral by:

(1) specific listing;

(2) category;

(3) except as otherwise provided in Subsection (e), a type of collateral defined in this title;

(4) quantity;

(5) computational or allocational formula or procedure; or

(6) except as otherwise provided in Subsection (c), any other method, if the identity of the collateral is objectively determinable.

(c) A description of collateral as "all the debtor's assets" or "all the debtor's personal property" or using words of similar import does not reasonably identify the collateral.

(d) Except as otherwise provided in Subsection (e), a description of a security entitlement, securities account, or commodity account is sufficient if it describes:

(1) the collateral by those terms or as investment property; or

(2) the underlying financial asset or commodity contract.

(e) A description only by type of collateral defined in this title is an insufficient description of:

(1) a commercial tort claim; or

(2) in a consumer transaction, consumer goods, a security entitlement, a securities account, or a commodity account.

## Nearby sections

- [Tex. Business & Commerce Code § 9.101 § 9.101. SHORT TITLE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.101.md)
- [Tex. Business & Commerce Code § 9.102 § 9.102. DEFINITIONS AND INDEX OF DEFINITIONS.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.102.md)
- [Tex. Business & Commerce Code § 9.103 § 9.103. PURCHASE-MONEY SECURITY INTEREST; APPLICATION OF PAYMENTS; BURDEN OF ESTABLISHING.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.103.md)
- [Tex. Business & Commerce Code § 9.104 § 9.104. CONTROL OF DEPOSIT ACCOUNT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.104.md)
- [Tex. Business & Commerce Code § 9.105 § 9.105. CONTROL OF ELECTRONIC CHATTEL PAPER.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.105.md)
- [Tex. Business & Commerce Code § 9.106 § 9.106. CONTROL OF INVESTMENT PROPERTY.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.106.md)
- [Tex. Business & Commerce Code § 9.107 § 9.107. CONTROL OF LETTER-OF-CREDIT RIGHT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.107.md)
- [Tex. Business & Commerce Code § 9.108 § 9.108. SUFFICIENCY OF DESCRIPTION.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.108.md)
- [Tex. Business & Commerce Code § 9.109 § 9.109. SCOPE.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.109.md)
- [Tex. Business & Commerce Code § 9.110 § 9.110.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.110.md)
- [Tex. Business & Commerce Code § 9.201 § 9.201. GENERAL EFFECTIVENESS OF SECURITY AGREEMENT.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.201.md)
- [Tex. Business & Commerce Code § 9.202 § 9.202. TITLE TO COLLATERAL IMMATERIAL.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.202.md)
- [Tex. Business & Commerce Code § 9.203 § 9.203. ATTACHMENT AND ENFORCEABILITY OF SECURITY INTEREST; PROCEEDS; SUPPORTING OBLIGATIONS; FORMAL REQUISITES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.203.md)
- [Tex. Business & Commerce Code § 9.204 § 9.204. AFTER-ACQUIRED PROPERTY; FUTURE ADVANCES.](https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.204.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TX_Cbc_C9_S9.108. Check the current official text before relying on it. Not legal advice.