# Tenn. Code Ann. § 56-6-102: Part definitions

> Tennessee · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-102

## Section

- **Citation:** Tenn. Code Ann. § 56-6-102
- **Heading:** Part definitions
- **Jurisdiction:** Tennessee
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TN Code / Title 56 / Chapter 6 / Section 56-6-102

## Text

As used in this part, unless the context otherwise requires: (1) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity; (2) "Commissioner" means the commissioner of commerce and insurance; (3) "Crop insurance" means insurance providing protection against damage to crops from unfavorable weather conditions, fire or lightning, flood, hail, insect infestation, disease, or other yield-reducing conditions or perils provided by the private insurance market, or that is subsidized by the Federal Crop Insurance Corporation, including multi-peril crop insurance; (4) "Department" means the department of commerce and insurance; (5) "Home state" means any state or territory of the United States and the District of Columbia in which an insurance producer maintains a principal place of residence or principal place of business and is licensed to act as an insurance producer; (6) "Insurance" means any of the lines of authority in § 56-2-201 ; (7) "Insurance producer" means a person required to be licensed under the laws of this state to sell, solicit or negotiate insurance; (8) "Insurer" means any insurance company authorized to transact insurance business in this state; (9) "License" means a document issued by this state's commissioner authorizing a person to act as an insurance producer for the lines of authority specified in the document. The license itself does not create any authority, actual, apparent or inherent, in the holder to represent or commit an insurance carrier; (10) "Limited line credit insurance" includes credit life, credit disability, credit property, credit unemployment, involuntary unemployment, mortgage life, mortgage guaranty, mortgage disability, guaranteed automobile protection (gap) insurance, and any other form of insurance offered in connection with an extension of credit that is limited to partially or wholly extinguishing that credit obligation that the commissioner determines should be designated a form of limited line credit insurance; (11) "Limited line credit insurance producer" means a person who sells, solicits or negotiates one or more forms of limited line credit insurance coverage to individuals through a master, corporate, group or individual policy; (12) "Limited lines insurance" means those lines of insurance defined in § 56-6-110 or any other line of insurance that the commissioner deems necessary to recognize for the purposes of complying with § 56-6-108(e) ; (13) "Limited lines producer" means a person authorized by the commissioner to sell, solicit or negotiate limited lines insurance; (14) "NAIC" means the National Association of Insurance Commissioners; (15) "Negotiate" means the act of conferring directly with or offering advice directly to a purchaser or prospective purchaser of a particular contract of insurance concerning any of the substantive benefits, terms or conditions of the contract; provided, that the person engaged in that act either sells insurance or obtains insurance from insurers for purchasers; (16) "Person" means an individual or a business entity; (17) "Sell" means to exchange a contract of insurance by any means, for money or its equivalent, on behalf of an insurance company; (18) "Solicit" means attempting to sell insurance or asking or urging a person to apply for a particular kind of insurance from a particular company; (19) "Surplus lines producer" means a person authorized by the commissioner to sell, solicit or negotiate surplus lines insurance pursuant to the Surplus Lines Insurance Act, compiled in chapter 14 of this title
nt, on behalf of an insurance company; (18) "Solicit" means attempting to sell insurance or asking or urging a person to apply for a particular kind of insurance from a particular company; (19) "Surplus lines producer" means a person authorized by the commissioner to sell, solicit or negotiate surplus lines insurance pursuant to the Surplus Lines Insurance Act, compiled in chapter 14 of this title. The person shall have the same authority given to a surplus lines agent licensed under the Surplus Lines Insurance Act; (20) "Terminate" means the cancellation of the relationship between an insurance producer and the insurer or the termination of a producer's authority to transact insurance; (21) "Uniform application" means the current version of the NAIC uniform application for resident and nonresident producer licensing; and (22) "Uniform business entity application" means the current version of the NAIC uniform business entity application for resident and nonresident business entities. Amended by 2019 Tenn. Acts, ch. 354,s 1, eff. 5/10/2019. Acts 2002, ch. 798, § 3.
As used in this part, unless the context otherwise requires:
(1) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity;
(2) "Commissioner" means the commissioner of commerce and insurance;
(3) "Crop insurance" means insurance providing protection against damage to crops from unfavorable weather conditions, fire or lightning, flood, hail, insect infestation, disease, or other yield-reducing conditions or perils provided by the private insurance market, or that is subsidized by the Federal Crop Insurance Corporation, including multi-peril crop insurance;
(4) "Department" means the department of commerce and insurance;
(5) "Home state" means any state or territory of the United States and the District of Columbia in which an insurance producer maintains a principal place of residence or principal place of business and is licensed to act as an insurance producer;
(6) "Insurance" means any of the lines of authority in § 56-2-201 ;
(7) "Insurance producer" means a person required to be licensed under the laws of this state to sell, solicit or negotiate insurance;
(8) "Insurer" means any insurance company authorized to transact insurance business in this state;
(9) "License" means a document issued by this state's commissioner authorizing a person to act as an insurance producer for the lines of authority specified in the document. The license itself does not create any authority, actual, apparent or inherent, in the holder to represent or commit an insurance carrier;
(10) "Limited line credit insurance" includes credit life, credit disability, credit property, credit unemployment, involuntary unemployment, mortgage life, mortgage guaranty, mortgage disability, guaranteed automobile protection (gap) insurance, and any other form of insurance offered in connection with an extension of credit that is limited to partially or wholly extinguishing that credit obligation that the commissioner determines should be designated a form of limited line credit insurance;
(11) "Limited line credit insurance producer" means a person who sells, solicits or negotiates one or more forms of limited line credit insurance coverage to individuals through a master, corporate, group or individual policy;
(12) "Limited lines insurance" means those lines of insurance defined in § 56-6-110 or any other line of insurance that the commissioner deems necessary to recognize for the purposes of complying with § 56-6-108(e) ;
(13) "Limited lines producer" means a person authorized by the commissioner to sell, solicit or negotiate limited lines insurance;
(14) "NAIC" means the National Association of Insurance Commissioners;
s insurance" means those lines of insurance defined in § 56-6-110 or any other line of insurance that the commissioner deems necessary to recognize for the purposes of complying with § 56-6-108(e) ;
(13) "Limited lines producer" means a person authorized by the commissioner to sell, solicit or negotiate limited lines insurance;
(14) "NAIC" means the National Association of Insurance Commissioners;
(15) "Negotiate" means the act of conferring directly with or offering advice directly to a purchaser or prospective purchaser of a particular contract of insurance concerning any of the substantive benefits, terms or conditions of the contract; provided, that the person engaged in that act either sells insurance or obtains insurance from insurers for purchasers;
(16) "Person" means an individual or a business entity;
(17) "Sell" means to exchange a contract of insurance by any means, for money or its equivalent, on behalf of an insurance company;
(18) "Solicit" means attempting to sell insurance or asking or urging a person to apply for a particular kind of insurance from a particular company;
(19) "Surplus lines producer" means a person authorized by the commissioner to sell, solicit or negotiate surplus lines insurance pursuant to the Surplus Lines Insurance Act, compiled in chapter 14 of this title. The person shall have the same authority given to a surplus lines agent licensed under the Surplus Lines Insurance Act;
(20) "Terminate" means the cancellation of the relationship between an insurance producer and the insurer or the termination of a producer's authority to transact insurance;
(21) "Uniform application" means the current version of the NAIC uniform application for resident and nonresident producer licensing; and
(22) "Uniform business entity application" means the current version of the NAIC uniform business entity application for resident and nonresident business entities.
Amended by 2019 Tenn. Acts, ch. 354,s 1, eff. 5/10/2019.
Acts 2002, ch. 798, § 3.

## Nearby sections

- [Tenn. Code Ann. § 56-6-101 Short title - Purpose and scope](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-101.md)
- [Tenn. Code Ann. § 56-6-102 Part definitions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-102.md)
- [Tenn. Code Ann. § 56-6-103 License required](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-103.md)
- [Tenn. Code Ann. § 56-6-104 Exceptions to licensing](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-104.md)
- [Tenn. Code Ann. § 56-6-105 Application for examination](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-105.md)
- [Tenn. Code Ann. § 56-6-106 Application for license](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-106.md)
- [Tenn. Code Ann. § 56-6-107 License](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-107.md)
- [Tenn. Code Ann. § 56-6-108 Nonresident licensing](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-108.md)
- [Tenn. Code Ann. § 56-6-109 Exemption from examination](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-109.md)
- [Tenn. Code Ann. § 56-6-110 Limited lines producers](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-110.md)
- [Tenn. Code Ann. § 56-6-111 Temporary licensing](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-111.md)
- [Tenn. Code Ann. § 56-6-112 License denial, nonrenewal, suspension or revocation](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-112.md)
- [Tenn. Code Ann. § 56-6-113 Commissions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-113.md)
- [Tenn. Code Ann. § 56-6-114 Sale of unauthorized insurance](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C6_S56-6-102. Check the current official text before relying on it. Not legal advice.
