# Tenn. Code Ann. § 56-14-110: Validity of contracts

> Tennessee · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-110

## Section

- **Citation:** Tenn. Code Ann. § 56-14-110
- **Heading:** Validity of contracts
- **Jurisdiction:** Tennessee
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TN Code / Title 56 / Chapter 14 / Section 56-14-110

## Text

(a) Insurance contracts procured as surplus line insurance coverage from unauthorized companies in accordance with this chapter shall be fully valid and enforceable as to all parties, and shall be given recognition in all matters and respects to the same effect and extent as like contracts issued by authorized companies. (b) A contract of insurance placed in effect by an unauthorized company in violation of this chapter is unenforceable by the company. The insured shall not be precluded from enforcing the insured's rights in accordance with the terms and provisions of the contract. Acts 1969, ch. 270, § 10; T.C.A., § 56-3810; Acts 2011, ch. 446, § 1.
(a) Insurance contracts procured as surplus line insurance coverage from unauthorized companies in accordance with this chapter shall be fully valid and enforceable as to all parties, and shall be given recognition in all matters and respects to the same effect and extent as like contracts issued by authorized companies.
(b) A contract of insurance placed in effect by an unauthorized company in violation of this chapter is unenforceable by the company. The insured shall not be precluded from enforcing the insured's rights in accordance with the terms and provisions of the contract.
Acts 1969, ch. 270, § 10; T.C.A., § 56-3810; Acts 2011, ch. 446, § 1.

## Nearby sections

- [Tenn. Code Ann. § 56-14-101 Short title - Applicability](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-101.md)
- [Tenn. Code Ann. § 56-14-102 Chapter definitions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-102.md)
- [Tenn. Code Ann. § 56-14-103 Surplus lines insurance authorized](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-103.md)
- [Tenn. Code Ann. § 56-14-104 Surplus lines agent's license](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-104.md)
- [Tenn. Code Ann. § 56-14-105 Eligibility for surplus lines insurance](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-105.md)
- [Tenn. Code Ann. § 56-14-106 Verified report of surplus lines insurance transactions - Procedure for effecting surplus lines contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-106.md)
- [Tenn. Code Ann. § 56-14-107 Requirements for surplus lines contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-107.md)
- [Tenn. Code Ann. § 56-14-108 Eligibility of surplus lines insurers](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-108.md)
- [Tenn. Code Ann. § 56-14-109 Unauthorized insurers](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-109.md)
- [Tenn. Code Ann. § 56-14-110 Validity of contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-110.md)
- [Tenn. Code Ann. § 56-14-111 Liability of surplus lines insurer for losses and unearned premiums](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-111.md)
- [Tenn. Code Ann. § 56-14-112 Actions against insurer - Service of process](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-112.md)
- [Tenn. Code Ann. § 56-14-113 Premiums subject to a gross premium tax - Amount](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-113.md)
- [Tenn. Code Ann. § 56-14-114 Advertising](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-114.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-110. Check the current official text before relying on it. Not legal advice.