# Tenn. Code Ann. § 56-14-103: Surplus lines insurance authorized

> Tennessee · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-103

## Section

- **Citation:** Tenn. Code Ann. § 56-14-103
- **Heading:** Surplus lines insurance authorized
- **Jurisdiction:** Tennessee
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TN Code / Title 56 / Chapter 14 / Section 56-14-103

## Text

(a) If insurance coverages of insureds, whose home state is this state, cannot be procured from admitted companies after diligent effort, except if an exempt commercial purchaser, the coverages, designated as surplus lines insurance, may be procured from unauthorized companies, subject to the following conditions: (1) The insurance must be eligible for surplus lines under § 56-14-105 ; (2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ; (3) The writing agent must be a licensed surplus lines agent; and (4) Any other applicable provisions of this chapter must be followed. (b) Any surplus lines insurance of an insured, whose home state is this state, shall be deemed to be insurance procured, or continued or renewed in this state for purposes of subsection (a). Acts 1969, ch. 270, § 3; T.C.A., § 56-3803; Acts 2011, ch. 446, § 1.
(a) If insurance coverages of insureds, whose home state is this state, cannot be procured from admitted companies after diligent effort, except if an exempt commercial purchaser, the coverages, designated as surplus lines insurance, may be procured from unauthorized companies, subject to the following conditions: (1) The insurance must be eligible for surplus lines under § 56-14-105 ; (2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ; (3) The writing agent must be a licensed surplus lines agent; and (4) Any other applicable provisions of this chapter must be followed.
(1) The insurance must be eligible for surplus lines under § 56-14-105 ;
(2) The insurer must be an eligible surplus lines insurer under § 56-14-109 ;
(3) The writing agent must be a licensed surplus lines agent; and
(4) Any other applicable provisions of this chapter must be followed.
(b) Any surplus lines insurance of an insured, whose home state is this state, shall be deemed to be insurance procured, or continued or renewed in this state for purposes of subsection (a).
Acts 1969, ch. 270, § 3; T.C.A., § 56-3803; Acts 2011, ch. 446, § 1.

## Nearby sections

- [Tenn. Code Ann. § 56-14-101 Short title - Applicability](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-101.md)
- [Tenn. Code Ann. § 56-14-102 Chapter definitions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-102.md)
- [Tenn. Code Ann. § 56-14-103 Surplus lines insurance authorized](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-103.md)
- [Tenn. Code Ann. § 56-14-104 Surplus lines agent's license](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-104.md)
- [Tenn. Code Ann. § 56-14-105 Eligibility for surplus lines insurance](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-105.md)
- [Tenn. Code Ann. § 56-14-106 Verified report of surplus lines insurance transactions - Procedure for effecting surplus lines contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-106.md)
- [Tenn. Code Ann. § 56-14-107 Requirements for surplus lines contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-107.md)
- [Tenn. Code Ann. § 56-14-108 Eligibility of surplus lines insurers](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-108.md)
- [Tenn. Code Ann. § 56-14-109 Unauthorized insurers](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-109.md)
- [Tenn. Code Ann. § 56-14-110 Validity of contracts](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-110.md)
- [Tenn. Code Ann. § 56-14-111 Liability of surplus lines insurer for losses and unearned premiums](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-111.md)
- [Tenn. Code Ann. § 56-14-112 Actions against insurer - Service of process](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-112.md)
- [Tenn. Code Ann. § 56-14-113 Premiums subject to a gross premium tax - Amount](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-113.md)
- [Tenn. Code Ann. § 56-14-114 Advertising](https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-114.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TN_T56_C14_S56-14-103. Check the current official text before relying on it. Not legal advice.