# Tenn. Code Ann. § 55-51-106: Insurance discount

> Tennessee · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-106

## Section

- **Citation:** Tenn. Code Ann. § 55-51-106
- **Heading:** Insurance discount
- **Jurisdiction:** Tennessee
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** TN Code / Title 55 / Chapter 51 / Section 55-51-106

## Text

(a) The commissioner of commerce and insurance shall fix and establish premium charges for admitted insurers so as to provide a ten percent (10%) reduction in premium rates for motorcycle liability insurance to qualified licensed motorcycle operators who provide proof of successful completion of a state approved rider training course. (b) The premium reduction shall remain in effect for the qualifying insured persons for a period of three (3) years from the date of successful completion of an approved course, except that the insurer may elect to apply the premium reduction beginning at the next renewal date of the policy and continuing for a period of three (3) years. (c) This section shall not apply to insured operators of autocycles. Amended by 2016 Tenn. Acts, ch. 1015,s 9, eff. 7/1/2016. Acts 1987, ch. 446, § 6; T.C.A., § 55-25-106 ; Acts 1989, ch. 131, § 1.
(a) The commissioner of commerce and insurance shall fix and establish premium charges for admitted insurers so as to provide a ten percent (10%) reduction in premium rates for motorcycle liability insurance to qualified licensed motorcycle operators who provide proof of successful completion of a state approved rider training course.
(b) The premium reduction shall remain in effect for the qualifying insured persons for a period of three (3) years from the date of successful completion of an approved course, except that the insurer may elect to apply the premium reduction beginning at the next renewal date of the policy and continuing for a period of three (3) years.
(c) This section shall not apply to insured operators of autocycles.
Amended by 2016 Tenn. Acts, ch. 1015,s 9, eff. 7/1/2016.
Acts 1987, ch. 446, § 6; T.C.A., § 55-25-106 ; Acts 1989, ch. 131, § 1.

## Nearby sections

- [Tenn. Code Ann. § 55-51-101 Chapter definitions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-101.md)
- [Tenn. Code Ann. § 55-51-102 Motorcycle rider education program](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-102.md)
- [Tenn. Code Ann. § 55-51-103 Instructor requirements and training](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-103.md)
- [Tenn. Code Ann. § 55-51-104 Motorcycle rider safety fund](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-104.md)
- [Tenn. Code Ann. § 55-51-105 Advisory committee](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-105.md)
- [Tenn. Code Ann. § 55-51-106 Insurance discount](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-106.md)
- [Tenn. Code Ann. § 55-51-107 Licensing skills test examination](https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-107.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TN_T55_C51_S55-51-106. Check the current official text before relying on it. Not legal advice.