# Tenn. Code Ann. § 45-7-108: Confidentiality > Tennessee · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-108 ## Section - **Citation:** Tenn. Code Ann. § 45-7-108 - **Heading:** Confidentiality - **Jurisdiction:** Tennessee - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** TN Code / Title 45 / Chapter 7 / Section 45-7-108 ## Text (a) Notwithstanding any law to the contrary and except as otherwise provided in subsection (b), all information or reports obtained by the commissioner from an applicant, licensee, or authorized delegate, whether obtained through reports, applications, examination, audits, investigation, or otherwise, including, but not limited to, all information contained in or related to an examination, investigation, operating report, and condition report prepared by, on behalf of, or for the use of the commissioner, or financial statements, balance sheets, and authorized delegate information, are confidential and must not be disclosed or distributed outside the department by the commissioner or any officer or employee of the department, and are not open for inspection by members of the public. (b) (1) The commissioner may disclose confidential information in a manner the commissioner deems proper to: (A) Local, state, or federal agencies; and (B) The Conference of State Bank Supervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. (2) A licensed money transmitter is entitled to access to a copy of the report of examination on the money transmitter prepared by the commissioner or the commissioner's designee. The report of examination in the possession of a licensee remains confidential and is not subject to subpoena. (3) This section does not prohibit the commissioner from disclosing to the public a list of all licensees or the aggregated financial or transactional data concerning those licensees. Amended by 2023 Tenn. Acts, ch. 115, s 1, eff. 1/1/2024. Acts 1994, ch. 715, § 1; T.C.A., § 45-7-208 . (a) Notwithstanding any law to the contrary and except as otherwise provided in subsection (b), all information or reports obtained by the commissioner from an applicant, licensee, or authorized delegate, whether obtained through reports, applications, examination, audits, investigation, or otherwise, including, but not limited to, all information contained in or related to an examination, investigation, operating report, and condition report prepared by, on behalf of, or for the use of the commissioner, or financial statements, balance sheets, and authorized delegate information, are confidential and must not be disclosed or distributed outside the department by the commissioner or any officer or employee of the department, and are not open for inspection by members of the public. (b) (1) The commissioner may disclose confidential information in a manner the commissioner deems proper to: (A) Local, state, or federal agencies; and (B) The Conference of State Bank Supervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. (2) A licensed money transmitter is entitled to access to a copy of the report of examination on the money transmitter prepared by the commissioner or the commissioner's designee. The report of examination in the possession of a licensee remains confidential and is not subject to subpoena. (3) This section does not prohibit the commissioner from disclosing to the public a list of all licensees or the aggregated financial or transactional data concerning those licensees. (1) The commissioner may disclose confidential information in a manner the commissioner deems proper to: (A) Local, state, or federal agencies; and (B) The Conference of State Bank Supervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. (A) Local, state, or federal agencies; and (B) The Conference of State Bank Supervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. ervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. (A) Local, state, or federal agencies; and (B) The Conference of State Bank Supervisors and the Money Transmission Regulator Association; provided, that these associations have entered into confidentiality agreements with the commissioner. (2) A licensed money transmitter is entitled to access to a copy of the report of examination on the money transmitter prepared by the commissioner or the commissioner's designee. The report of examination in the possession of a licensee remains confidential and is not subject to subpoena. (3) This section does not prohibit the commissioner from disclosing to the public a list of all licensees or the aggregated financial or transactional data concerning those licensees. Amended by 2023 Tenn. Acts, ch. 115, s 1, eff. 1/1/2024. Acts 1994, ch. 715, § 1; T.C.A., § 45-7-208 . ## Nearby sections - [Tenn. Code Ann. § 45-7-101 Short title](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-101.md) - [Tenn. Code Ann. § 45-7-102 Purpose](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-102.md) - [Tenn. Code Ann. § 45-7-103 Chapter definitions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-103.md) - [Tenn. Code Ann. § 45-7-104 Exemptions](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-104.md) - [Tenn. Code Ann. § 45-7-105 Authority to require demonstration of exemption](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-105.md) - [Tenn. Code Ann. § 45-7-106 Implementation](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-106.md) - [Tenn. Code Ann. § 45-7-107 Examinations](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-107.md) - [Tenn. Code Ann. § 45-7-108 Confidentiality](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-108.md) - [Tenn. Code Ann. § 45-7-109 Networked supervision](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-109.md) - [Tenn. Code Ann. § 45-7-110 License required](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-110.md) - [Tenn. Code Ann. § 45-7-111 Consistent state licensing](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-111.md) - [Tenn. Code Ann. § 45-7-112 Nationwide multistate licensing system and registry](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-112.md) - [Tenn. Code Ann. § 45-7-113 Application for license](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-113.md) - [Tenn. Code Ann. § 45-7-114 Information requirements for certain individuals](https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-114.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_TN_T45_C7_S45-7-108. Check the current official text before relying on it. Not legal advice.