# S.C. Code Ann. § 38-71-335: SECTION 38-71-335. Accident and/or health insurance cancellation provision prohibited; optionally renewable policies prohibited; notice of nonrenewal

> South Carolina · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-335

## Section

- **Citation:** S.C. Code Ann. § 38-71-335
- **Heading:** SECTION 38-71-335. Accident and/or health insurance cancellation provision prohibited; optionally renewable policies prohibited; notice of nonrenewal
- **Jurisdiction:** South Carolina
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** SC Code / Title 38 / Chapter 71 / Article 3 / Section 38-71-335

## Text

(A) No individual or family accident, health, or accident and health insurance policy may contain a provision which gives the insurer the right to cancel the policy. "To cancel" means to terminate a policy at a date other than the policy anniversary date or the premium due date. (B) For individual or family accident, health, or accident and health insurance policies, excluding individual health insurance coverage as defined in Section 38-71-670, individual or family accident, health, or accident and health insurance policies may not be written on an optionally renewable basis. "Optionally renewable" means a contract of insurance in which the insurer reserves the right to terminate the coverage at the policy anniversary date. Optionally renewable does not include the following categories of policies as defined by the department by regulation: (1) "nonrenewable for stated reasons only"; and (2) "conditionally renewable". Term insurance is not considered insurance written on an optionally renewable basis. For individual health insurance coverage as defined in Section 38-71-670, Section 38-71-675 relating to guaranteed renewability of individual health insurance coverage shall apply. (C) An individual or family accident, health, or accident and health insurance policy which may be nonrenewed, may be nonrenewed at the policy anniversary date or premium due date. The insurer shall give the insured at least thirty-one days' written notice of nonrenewal. Nonrenewal by the insurer is without prejudice to any claims originating before the effective date of nonrenewal. No written notice shall be required for failure to pay premiums except as provided in Section 38-71-110. For individual health insurance coverage as defined in Section 38-71-670, the notification requirements of Section 38-71-675(C) shall apply.

## Nearby sections

- [S.C. Code Ann. § 38-71-310 SECTION 38-71-310. Filing of forms and rates; approval or disapproval; withdrawal of approval; exceptions; loss ratio guarantee.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-310.md)
- [S.C. Code Ann. § 38-71-315 SECTION 38-71-315. Decrease of premium charges.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-315.md)
- [S.C. Code Ann. § 38-71-320 SECTION 38-71-320. Policies issued for delivery in another state.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-320.md)
- [S.C. Code Ann. § 38-71-325 SECTION 38-71-325. Requirements for approval of new individual major medical expense coverage policies.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-325.md)
- [S.C. Code Ann. § 38-71-330 SECTION 38-71-330. Form of policies.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-330.md)
- [S.C. Code Ann. § 38-71-335 SECTION 38-71-335. Accident and/or health insurance cancellation provision prohibited; optionally renewable policies prohibited; notice of nonrenewal.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-335.md)
- [S.C. Code Ann. § 38-71-340 SECTION 38-71-340. Required provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-340.md)
- [S.C. Code Ann. § 38-71-350 SECTION 38-71-350. Required provision for continuation of coverage for handicapped and dependent children of policyholder.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-350.md)
- [S.C. Code Ann. § 38-71-355 SECTION 38-71-355. Dependent child; medically necessary leave of absence.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-355.md)
- [S.C. Code Ann. § 38-71-360 SECTION 38-71-360. Continuation of coverage for nonhandicapped dependent children.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-360.md)
- [S.C. Code Ann. § 38-71-370 SECTION 38-71-370. Optional provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-370.md)
- [S.C. Code Ann. § 38-71-380 SECTION 38-71-380. Medical expense policy; optional intoxicants and narcotics exclusion inapplicable.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-380.md)
- [S.C. Code Ann. § 38-71-410 SECTION 38-71-410. Omission or modification of required or optional provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-410.md)
- [S.C. Code Ann. § 38-71-420 SECTION 38-71-420. Placement of required and optional provisions in policy.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-420.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-335. Check the current official text before relying on it. Not legal advice.