# S.C. Code Ann. § 38-71-330: SECTION 38-71-330. Form of policies > South Carolina · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-330 ## Section - **Citation:** S.C. Code Ann. § 38-71-330 - **Heading:** SECTION 38-71-330. Form of policies - **Jurisdiction:** South Carolina - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** SC Code / Title 38 / Chapter 71 / Article 3 / Section 38-71-330 ## Text No policy of accident and health insurance may be delivered or issued for delivery to any person in this State unless: (1) The entire money and other considerations therefor are expressed therein. (2) The time at which the insurance takes effect and terminates is expressed therein. (3) It purports to insure only one individual, except that a policy may insure, originally or by subsequent amendment, upon the application of an adult member of a family who is considered the policyholder, any two or more eligible members of that family, including husband, wife, dependent children, or any children under a specified age which may not exceed nineteen years, and any other individual dependent upon the policyholder. (4) The style, arrangement, and overall appearance of the policy give no undue prominence to any portion of the text and every printed portion of the text of the policy and of any endorsements or attached papers is plainly printed in light-faced type of a style in general use, the size of which must be uniform and not less than ten-point with a lower-case unspaced alphabet length not less than one-hundred-and-twenty-point (the "text" includes all printed matter except the name and address of the insurer, name or title of the policy, the brief description, if any, and captions and subcaptions). (5) The exceptions and reductions of indemnity are set forth in the policy and, except those which are set forth in SECTIONS 38-71-340 and 38-71-370, are printed, at the insurer's option, either included with the benefit provision to which they apply or under an appropriate caption such as "EXCEPTIONS" or "EXCEPTIONS AND REDUCTIONS". However, if an exception or reduction specifically applies only to a particular benefit of the policy, a statement of the exception or reduction must be included with the benefit provision to which it applies. (6) Each form, including riders and endorsements, is identified by a form number in the lower left-hand corner of the first page thereof. (7) It contains no provision purporting to make any portion of the charter, rules, constitution, or bylaws of the insurer a part of the policy unless that portion is set forth in full in the policy, except in the case of the incorporation of, or reference to, a statement of rates or classification of risks or short-rate table filed with the department. ## Nearby sections - [S.C. Code Ann. § 38-71-310 SECTION 38-71-310. Filing of forms and rates; approval or disapproval; withdrawal of approval; exceptions; loss ratio guarantee.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-310.md) - [S.C. Code Ann. § 38-71-315 SECTION 38-71-315. Decrease of premium charges.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-315.md) - [S.C. Code Ann. § 38-71-320 SECTION 38-71-320. Policies issued for delivery in another state.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-320.md) - [S.C. Code Ann. § 38-71-325 SECTION 38-71-325. Requirements for approval of new individual major medical expense coverage policies.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-325.md) - [S.C. Code Ann. § 38-71-330 SECTION 38-71-330. Form of policies.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-330.md) - [S.C. Code Ann. § 38-71-335 SECTION 38-71-335. Accident and/or health insurance cancellation provision prohibited; optionally renewable policies prohibited; notice of nonrenewal.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-335.md) - [S.C. Code Ann. § 38-71-340 SECTION 38-71-340. Required provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-340.md) - [S.C. Code Ann. § 38-71-350 SECTION 38-71-350. Required provision for continuation of coverage for handicapped and dependent children of policyholder.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-350.md) - [S.C. Code Ann. § 38-71-355 SECTION 38-71-355. Dependent child; medically necessary leave of absence.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-355.md) - [S.C. Code Ann. § 38-71-360 SECTION 38-71-360. Continuation of coverage for nonhandicapped dependent children.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-360.md) - [S.C. Code Ann. § 38-71-370 SECTION 38-71-370. Optional provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-370.md) - [S.C. Code Ann. § 38-71-380 SECTION 38-71-380. Medical expense policy; optional intoxicants and narcotics exclusion inapplicable.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-380.md) - [S.C. Code Ann. § 38-71-410 SECTION 38-71-410. Omission or modification of required or optional provisions.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-410.md) - [S.C. Code Ann. § 38-71-420 SECTION 38-71-420. Placement of required and optional provisions in policy.](https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-420.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_SC_T38_C71_A3_S38-71-330. Check the current official text before relying on it. Not legal advice.