# R.I. Gen. Laws § 35-23-10: Employer liability protection

> Rhode Island · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-10

## Section

- **Citation:** R.I. Gen. Laws § 35-23-10
- **Heading:** Employer liability protection
- **Jurisdiction:** Rhode Island
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** RI Code / Title 35 / Chapter 35-23 / Section 35-23-10

## Text

(a) Employers shall not have any liability for an employees decision to participate in, or opt out of, the RISavers retirement savings program, or for the investment decisions of employees whose assets are deposited in the program.

(b) Employers shall not be a fiduciary, or considered to be a fiduciary, over the Rhode Island secure choice retirement savings program. The program is a state-administered program, not an employer-sponsored program. If the program is subsequently found to be preempted by any federal law or regulation, employers shall not be liable as program sponsors. An employer shall not bear responsibility for the administration, investment, or investment performance of the program. An employer shall not be liable with regard to investment returns, program design, and benefits paid to program participants.

(c) An employer shall not have civil liability, and no cause of action shall arise against an employer, for acting pursuant to the regulations prescribed by the office of the general treasurer defining the roles and responsibilities of employers that have a payroll deposit retirement savings arrangement to allow employee participation in the program.

## Nearby sections

- [R.I. Gen. Laws § 35-23-1 § 35-23-1. Short title.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-1.md)
- [R.I. Gen. Laws § 35-23-2 § 35-23-2. Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-2.md)
- [R.I. Gen. Laws § 35-23-3 § 35-23-3. Rhode Island secure choice retirement savings program.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-3.md)
- [R.I. Gen. Laws § 35-23-4 § 35-23-4. Investments.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-4.md)
- [R.I. Gen. Laws § 35-23-5 § 35-23-5. Payroll deduction.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-5.md)
- [R.I. Gen. Laws § 35-23-6 § 35-23-6. Powers of the office of the general treasurer.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-6.md)
- [R.I. Gen. Laws § 35-23-7 § 35-23-7. Additional authority of the office of the general treasurer.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-7.md)
- [R.I. Gen. Laws § 35-23-8 § 35-23-8. Disclosure of information.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-8.md)
- [R.I. Gen. Laws § 35-23-9 § 35-23-9. Employer participation.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-9.md)
- [R.I. Gen. Laws § 35-23-10 § 35-23-10. Employer liability protection.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-10.md)
- [R.I. Gen. Laws § 35-23-11 § 35-23-11. State immunity.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-11.md)
- [R.I. Gen. Laws § 35-23-12 § 35-23-12. Annual audited financial report.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-12.md)
- [R.I. Gen. Laws § 35-23-13 § 35-23-13. Required favorable federal tax treatment.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-13.md)
- [R.I. Gen. Laws § 35-23-14 § 35-23-14. Duties of the office of the general treasurer.](https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_RI_T35_C35-23_S35-23-10. Check the current official text before relying on it. Not legal advice.
