# 40 Pa.C.S. § 4512: Risk assessment

> Pennsylvania · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4512

## Section

- **Citation:** 40 Pa.C.S. § 4512
- **Heading:** Risk assessment
- **Jurisdiction:** Pennsylvania
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** PA Code / Title 40 / Chapter 45 / Section 4512

## Text

A licensee shall conduct a risk assessment, which must:

(1) Identify reasonably foreseeable internal or external threats that could result in unauthorized access, transmission, disclosure, misuse, alteration or destruction of nonpublic information, including the security of information systems and nonpublic information that are accessible to, or held by, third-party service providers.

(2) Assess the likelihood and potential damage of threats, taking into consideration the sensitivity of the nonpublic information.

(3) Assess the sufficiency of policies, procedures, information systems and other safeguards in place to manage threats in each relevant area of the licensee's operations, including:

(i) Employee training and management.

(ii) Information systems, including network and software design and information classification,

governance, processing, storage, transmission and disposal.

(iii) Detection, prevention and response to attacks, intrusions or other system failures.

(4) Implement information safeguards to manage the threats identified in its ongoing assessment.

(5) At least annually, assess the effectiveness of the safeguards' key controls, systems and procedures. Cross References. Section 4512 is referred to in sections 4502, 4514, 4516, 4521, 4532, 4536 of this title.

## Nearby sections

- [40 Pa.C.S. § 4501 Scope of chapter.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4501.md)
- [40 Pa.C.S. § 4502 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4502.md)
- [40 Pa.C.S. § 4511 Differentiation between types of information.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4511.md)
- [40 Pa.C.S. § 4512 Risk assessment.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4512.md)
- [40 Pa.C.S. § 4513 Information security program.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4513.md)
- [40 Pa.C.S. § 4514 Corporate oversight.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4514.md)
- [40 Pa.C.S. § 4515 Oversight of third-party service provider arrangements.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4515.md)
- [40 Pa.C.S. § 4516 Certification.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4516.md)
- [40 Pa.C.S. § 4517 Investigation of cybersecurity event.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4517.md)
- [40 Pa.C.S. § 4518 Notification of cybersecurity event.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4518.md)
- [40 Pa.C.S. § 4521 Power to examine licensees.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4521.md)
- [40 Pa.C.S. § 4522 Penalties.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4522.md)
- [40 Pa.C.S. § 4531 Confidentiality.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4531.md)
- [40 Pa.C.S. § 4532 Exemptions.](https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4532.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_PA_T40_C45_S4512. Check the current official text before relying on it. Not legal advice.