# ORS § 746.023: 746.023 Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance

> Oregon · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.023

## Section

- **Citation:** ORS § 746.023
- **Heading:** 746.023 Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance
- **Jurisdiction:** Oregon
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** OR Code / Title 56 / Chapter 746 / Section 746.023

## Text

An insurer offering a policy or certificate of life insurance, health insurance or long term care insurance, as defined in ORS 743.652 (Definitions for ORS 743.650 to 743.665) , may not, based solely on the status of an applicant for insurance or an insured as a living donor or a potential donor of a body part, organ or tissue:

(1) Discriminate in the application of its underwriting standards or rates;

(2) Decline to provide coverage or limit coverage; or

(3) Prohibit an applicant for insurance or an insured from donating a body part, organ or tissue as a condition of receiving or continuing to receive coverage. [2019 c.265 §3]

Note: 746.023 (Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance) was added to and made a part of the Insurance Code by legislative action but was not added to ORS chapter 746 or any series therein. See Preface to Oregon Revised Statutes for further explanation.

Source: Section 746.023 — Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance , https://www.­oregonlegislature.­gov/bills_laws/ors/ors746.­html (accessed May 26, 2025).

## Nearby sections

- [ORS § 746.005 746.005 Trade practices exempted from prohibitions](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.005.md)
- [ORS § 746.015 746.015 Discrimination](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.015.md)
- [ORS § 746.018 746.018 Discrimination in issuance of burglary, theft, robbery or casualty policies prohibited](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.018.md)
- [ORS § 746.021 746.021 Discrimination under health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.021.md)
- [ORS § 746.023 746.023 Discrimination against living donors or body part donors with respect to life insurance, health insurance or long term care insurance](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.023.md)
- [ORS § 746.025 746.025 Securities or other contracts as inducement to insurance](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.025.md)
- [ORS § 746.035 746.035 Inducements not specified in policy](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.035.md)
- [ORS § 746.045 746.045 Prohibition on rebates](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.045.md)
- [ORS § 746.055 746.055 Title insurance commissions, rebates and discounts](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.055.md)
- [ORS § 746.065 746.065 Personal or controlled insurance](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.065.md)
- [ORS § 746.075 746.075 Misrepresentation generally](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.075.md)
- [ORS § 746.085 746.085 Regulating replacement of life insurance](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.085.md)
- [ORS § 746.100 746.100 Misrepresentation in insurance applications or transactions](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.100.md)
- [ORS § 746.110 746.110 False, deceptive or misleading statements](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.110.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C746_S746.023. Check the current official text before relying on it. Not legal advice.