# ORS § 743b.003: 743B.003 Purposes

> Oregon · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.003

## Section

- **Citation:** ORS § 743b.003
- **Heading:** 743B.003 Purposes
- **Jurisdiction:** Oregon
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** OR Code / Title 56 / Chapter 743b / Section 743b.003

## Text

The purposes of ORS 743.004 (Submission of information by carriers offering health benefit plans) , 743.022 (Premium rates for individual health benefit plans) , 743.535 (Health benefit coverage for guaranteed association) , 743B.003 (Purposes) to 743B.127 (Rules for ORS 743.022, 743B.125 and 743B.126) and 743B.800 (Risk adjustment procedures) are:

(1) To promote the availability of health insurance coverage to groups regardless of their enrollees’ health status or claims experience;

(2) To prevent abusive rating practices;

(3) To require disclosure of rating practices to purchasers of small employer and individual health benefit plans;

(4) To prohibit the use of preexisting condition exclusions;

(5) To encourage the availability of individual health benefit plans for individuals who are not enrolled in group health benefit plans;

(6) To improve renewability and continuity of coverage for employers and covered individuals;

(7) To improve the efficiency and fairness of the health insurance marketplace; and

(8) To ensure that health insurance coverage in Oregon satisfies the requirements of the Health Insurance Portability and Accountability Act of 1996 (P.L. 104-191) and the Patient Protection and Affordable Care Act (P.L. 111-148) as amended by the Health Care and Education Reconciliation Act (P.L. 111-152), and that enforcement authority for those requirements is retained by the Director of the Department of Consumer and Business Services. [Formerly 743.731; 2021 c.281 §1]

Source: Section 743B.003 — Purposes , https://www.­oregonlegislature.­gov/bills_laws/ors/ors743B.­html (accessed May 26, 2025).

## Nearby sections

- [ORS § 743b.001 743B.001 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.001.md)
- [ORS § 743b.003 743B.003 Purposes](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.003.md)
- [ORS § 743b.005 743B.005 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.005.md)
- [ORS § 743b.010 743B.010 Issuance of group health benefit plan to affiliated group of employers](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.010.md)
- [ORS § 743b.011 743B.011 Group health benefit plans subject to provisions of specified laws](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.011.md)
- [ORS § 743b.012 743B.012 Requirement to offer all health benefit plans to small employers](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.012.md)
- [ORS § 743b.013 743B.013 Requirements for small employer health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.013.md)
- [ORS § 743b.020 743B.020 Eligible employees and small employers](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.020.md)
- [ORS § 743b.100 743B.100 Department’s authority to regulate market](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.100.md)
- [ORS § 743b.102 743B.102 Certifications and disclosure of coverage](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.102.md)
- [ORS § 743b.103 743B.103 Use of health-related information](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.103.md)
- [ORS § 743b.104 743B.104 Coverage in group health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.104.md)
- [ORS § 743b.105 743B.105 Requirements for group health benefit plans other than small employer plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.105.md)
- [ORS § 743b.109 743B.109 Short term health insurance policies](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.109.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743b_S743b.003. Check the current official text before relying on it. Not legal advice.