# ORS § 743.015: 743.015 Filing and approval of credit life and credit health insurance forms

> Oregon · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.015

## Section

- **Citation:** ORS § 743.015
- **Heading:** 743.015 Filing and approval of credit life and credit health insurance forms
- **Jurisdiction:** Oregon
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** OR Code / Title 56 / Chapter 743 / Section 743.015

## Text

(1) All credit life and credit health insurance policies subject to ORS 743.371 (Definitions for credit life and credit health insurance provisions) to 743.380 (Claim report and payment) , and all certificates of insurance, notices of proposed insurance, applications for insurance, indorsements and riders used in connection with such kinds of policies, delivered or issued for delivery in this state and the schedules of premium rates pertaining thereto shall be filed with the Director of the Department of Consumer and Business Services. Such forms are subject to approval, disapproval or withdrawal of approval by the director as provided in ORS 742.003 (Filing and approval of policy forms) , 742.005 (Grounds for disapproval of policy forms) and 742.007 (Director’s withdrawal of approval) .

(2) An insurer may revise the schedules of premium rates from time to time and shall file the revised schedules with the director. An insurer may not issue any credit life or credit health insurance policy for which the premium rate exceeds that determined by the schedules of the insurer as then on file with the director.

(3) If a group policy of credit life or credit health insurance has been or is delivered in another state, the insurer shall file only the group certificate, the individual application and the notice of proposed insurance delivered or issued for delivery in this state as specified in ORS 743.377 (Credit life and credit health insurance policy or group certificate) (2) and (4). The director shall approve the group certificate, the individual application and the notice of proposed insurance if the forms conform with the requirements specified in ORS 743.377 (Credit life and credit health insurance policy or group certificate) (2) and (4) and the schedules of premium rates applicable to the insurance evidenced by the certificate or notice are not in excess of the insurer’s schedules of premium rates filed with the director. [Formerly 739.595; 1969 c.336 §12; 1971 c.231 §20; 2005 c.185 §3]

Source: Section 743.015 — Filing and approval of credit life and credit health insurance forms; filing of rates , https://www.­oregonlegislature.­gov/bills_laws/ors/ors743.­html (accessed May 26, 2025).

## Nearby sections

- [ORS § 743.004 743.004 Submission of information by carriers offering health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.004.md)
- [ORS § 743.005 743.005 Protection of health information report](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.005.md)
- [ORS § 743.007 743.007 Data reporting](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.007.md)
- [ORS § 743.008 743.008 Reporting requirements](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.008.md)
- [ORS § 743.010 743.010 Health insurance policy and health benefit plan forms](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.010.md)
- [ORS § 743.015 743.015 Filing and approval of credit life and credit health insurance forms](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.015.md)
- [ORS § 743.018 743.018 Filing of rates for life and health insurance](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.018.md)
- [ORS § 743.019 743.019 Procedure for review of proposed rates for health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.019.md)
- [ORS § 743.020 743.020 Rate filing to include statement of administrative expenses](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.020.md)
- [ORS § 743.022 743.022 Premium rates for individual health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.022.md)
- [ORS § 743.023 743.023 Electronic administration](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.023.md)
- [ORS § 743.025 743.025 Annual report of information related to prescription drugs covered by health benefit plans](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.025.md)
- [ORS § 743.028 743.028 Uniform health insurance claim forms](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.028.md)
- [ORS § 743.029 743.029 Uniform standards for health care financial and administrative transactions](https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.029.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OR_T56_C743_S743.015. Check the current official text before relying on it. Not legal advice.