# Okla. Stat. tit. 12A, § 12A-1-9-201: General effectiveness of security agreement

> Oklahoma · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-201

## Section

- **Citation:** Okla. Stat. tit. 12A, § 12A-1-9-201
- **Heading:** General effectiveness of security agreement
- **Jurisdiction:** Oklahoma
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** OK Code / Title 12A / Section 12A-1-9-201

## Text

GENERAL EFFECTIVENESS OF SECURITY AGREEMENT

(a) Except as otherwise provided in this title, a security

agreement is effective according to its terms between the parties,

against purchasers of the collateral, and against creditors.

(b) A transaction subject to this article is subject to any

applicable rule of law which establishes a different rule for

consumers, and any other statute or regulation that regulates the

rates, charges, agreements and practices for loans, credit sales or

other extensions of credit.

(c) In case of conflict between this article and a rule of law,

statute, or regulation described in subsection (b) of this section,

the rule of law, statute, or regulation controls. Failure to comply

with a statute or regulation described in subsection (b) of this

section has only the effect the statute or regulation specifies.

(d) This article does not:

(1) validate any rate, charge, agreement, or practice that

violates a rule of law, statute, or regulation described in

subsection (b) of this section; or

(2) extend the application of the rule of law, statute, or

regulation to a transaction not otherwise subject to it.

## Nearby sections

- [Okla. Stat. tit. 12A, § 12A-1-9-102 Definitions and index of definitions](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-102.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-104 Control of deposit account](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-104.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-105 Control of electronic copy of record evidencing](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-105.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-106 Control of investment property](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-106.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-107 Control of letter-of-credit right](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-107.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-107A Control of controllable electronic record,](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-107A.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-108 Sufficiency of description](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-108.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-109 Scope of article](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-109.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-110 Security interests arising under article 2 or 2a](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-110.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-201 General effectiveness of security agreement](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-201.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-202 Title to collateral immaterial](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-202.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-204 After-acquired property; future advances](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-204.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-205 Use or disposition of collateral permissible](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-205.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-207 Rights and duties of secured party having possession](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-207.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-201. Check the current official text before relying on it. Not legal advice.