# Okla. Stat. tit. 12A, § 12A-1-9-108: Sufficiency of description

> Oklahoma · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-108

## Section

- **Citation:** Okla. Stat. tit. 12A, § 12A-1-9-108
- **Heading:** Sufficiency of description
- **Jurisdiction:** Oklahoma
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** OK Code / Title 12A / Section 12A-1-9-108

## Text

SUFFICIENCY OF DESCRIPTION

(a) Except as otherwise provided in subsections (c), (d), and

(e) of this section, a description of personal or real property is

sufficient, whether or not it is specific, if it reasonably

identifies what is described.

(b) Except as otherwise provided in subsection (d) of this

section, a description of collateral reasonably identifies the

collateral if it identifies the collateral by:

(1) specific listing;

(2) category;

(3) except as otherwise provided in subsection (e) of this

section, a type of collateral defined in this title;

(4) quantity;

(5) computational or allocational formula or procedure; or

(6) except as otherwise provided in subsection (c) of this

section, any other method, if the identity of the collateral is

objectively determinable.

(c) A description of collateral as “all the debtor’s assets” or

“all the debtor’s personal property” or using words of similar

import does not reasonably identify the collateral.

Oklahoma Statutes - Title 12A. Uniform Commercial Code Page 40

(d) Except as otherwise provided in subsection (e) of this

section, a description of a security entitlement, securities

account, or commodity account is sufficient if it describes:

(1) the collateral by those terms or as investment property; or

(2) the underlying financial asset or commodity contract.

(e) A description only by type of collateral defined in this

title is an insufficient description of:

(1) a commercial tort claim; or

(2) in a consumer transaction, consumer goods, a security

entitlement, a securities account, or a commodity account.

## Nearby sections

- [Okla. Stat. tit. 12A, § 12A-1-9-102 Definitions and index of definitions](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-102.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-104 Control of deposit account](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-104.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-105 Control of electronic copy of record evidencing](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-105.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-106 Control of investment property](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-106.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-107 Control of letter-of-credit right](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-107.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-107A Control of controllable electronic record,](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-107A.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-108 Sufficiency of description](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-108.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-109 Scope of article](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-109.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-110 Security interests arising under article 2 or 2a](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-110.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-201 General effectiveness of security agreement](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-201.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-202 Title to collateral immaterial](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-202.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-204 After-acquired property; future advances](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-204.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-205 Use or disposition of collateral permissible](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-205.md)
- [Okla. Stat. tit. 12A, § 12A-1-9-207 Rights and duties of secured party having possession](https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-207.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OK_T12A_S12A-1-9-108. Check the current official text before relying on it. Not legal advice.