# Ohio Rev. Code § 3923.07: Omission or substitution of provisions

> Ohio · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.07

## Section

- **Citation:** Ohio Rev. Code § 3923.07
- **Heading:** Omission or substitution of provisions
- **Jurisdiction:** Ohio
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Ohio Revised Code / Title 39 / Chapter 3923 / § 3923.07

## Text

October 14, 1953 Senate Bill 268 - 100th General Assembly If any policy provision set forth in section 3923.04 or 3923.05 of the Revised Code is in whole or in part inapplicable or inconsistent with the coverage provided by a policy of sickness and accident insurance, the insurer shall, with the approval of the superintendent of insurance, omit from such policy any inapplicable provision or part of a provision and shall, with the approval of the superintendent, modify any inconsistent provision or part of a provision in such manner as to make the provision as contained in the policy consistent with the coverage provided by the policy. In any such policy an insurer may at its option substitute for, or use in lieu of, anyone or more of the policy provisions set forth in sections 3923.04 and 3923.05 of the Revised Code a corresponding policy provision or corresponding policy provisions of different wording approved by the superintendent which is not less favorable in any respect to the insured or the beneficiary. No policy provision not subject to sections 3923.04 and 3923.05 of the Revised Code shall make any policy of sickness and accident insurance or any part of any such policy less favorable in any respect to the insured or the beneficiary than the provisions thereof which are subject to such sections.

## Nearby sections

- [Ohio Rev. Code § 3923.01 § 3923.01. Policy of sickness and accident insurance defined](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.01.md)
- [Ohio Rev. Code § 3923.02 § 3923.02. Form of policy filed with superintendent](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.02.md)
- [Ohio Rev. Code § 3923.03 § 3923.03. Necessary provisions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.03.md)
- [Ohio Rev. Code § 3923.04 § 3923.04. Policy standard provisions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.04.md)
- [Ohio Rev. Code § 3923.05 § 3923.05. Provisions to conform to prescribed wording](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.05.md)
- [Ohio Rev. Code § 3923.06 § 3923.06. Order of presentation of policy provisions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.06.md)
- [Ohio Rev. Code § 3923.07 § 3923.07. Omission or substitution of provisions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.07.md)
- [Ohio Rev. Code § 3923.08 § 3923.08. Nonconflicting provisions permitted in policy](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.08.md)
- [Ohio Rev. Code § 3923.09 § 3923.09. Validity of nonconforming policy](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.09.md)
- [Ohio Rev. Code § 3923.10 § 3923.10. Industrial sickness and accident insurance](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.10.md)
- [Ohio Rev. Code § 3923.11 § 3923.11. Sickness and accident insurance on a franchise plan](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.11.md)
- [Ohio Rev. Code § 3923.011 § 3923.011. Sickness and accident insurance definitions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.011.md)
- [Ohio Rev. Code § 3923.12 § 3923.12. Group sickness and accident insurance](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.12.md)
- [Ohio Rev. Code § 3923.13 § 3923.13. Blanket sickness and accident insurance](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.13.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3923_S3923.07. Check the current official text before relying on it. Not legal advice.