# Ohio Rev. Code § 3904.07: Investigative consumer report

> Ohio · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.07

## Section

- **Citation:** Ohio Rev. Code § 3904.07
- **Heading:** Investigative consumer report
- **Jurisdiction:** Ohio
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Ohio Revised Code / Title 39 / Chapter 3904 / § 3904.07

## Text

June 29, 1995 House Bill 329 - 120th General Assembly (A) No insurance institution, agent, or insurance support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a change in insurance benefits unless the insurance institution or agent informs the individual that he may request to be interviewed in connection with the preparation of the investigative consumer report, and that upon a request under section 3904.08 of the Revised Code, he is entitled to receive a copy of the investigative consumer report. (B) If an investigative consumer report is to be prepared by an insurance institution or agent, the insurance institution or agent shall institute reasonable procedures to conduct a personal interview requested by an individual. (C) If an investigative consumer report is to be prepared by an insurance support organization, the insurance institution or agent desiring such report shall inform the insurance support organization whether a personal interview has been requested by the individual. The insurance support organization shall institute reasonable procedures to conduct such interviews, if requested.

## Nearby sections

- [Ohio Rev. Code § 3904.01 § 3904.01. Insurance information practices definitions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.01.md)
- [Ohio Rev. Code § 3904.02 § 3904.02. Applicability of chapter](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.02.md)
- [Ohio Rev. Code § 3904.03 § 3904.03. Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.03.md)
- [Ohio Rev. Code § 3904.04 § 3904.04. Institution or agent to provide notice of information practices to applicants and policyholders](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.04.md)
- [Ohio Rev. Code § 3904.05 § 3904.05. Marketing or research questions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.05.md)
- [Ohio Rev. Code § 3904.06 § 3904.06. Disclosure authorization form](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.06.md)
- [Ohio Rev. Code § 3904.07 § 3904.07. Investigative consumer report](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.07.md)
- [Ohio Rev. Code § 3904.08 § 3904.08. Written request for access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.08.md)
- [Ohio Rev. Code § 3904.09 § 3904.09. Correction, amendment or deletion of information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.09.md)
- [Ohio Rev. Code § 3904.10 § 3904.10. Written reason for adverse underwriting decision summary of rights](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.10.md)
- [Ohio Rev. Code § 3904.11 § 3904.11. Inquiry concerning previous adverse underwriting decision](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.11.md)
- [Ohio Rev. Code § 3904.12 § 3904.12. Prohibited bases for adverse underwriting decision](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.12.md)
- [Ohio Rev. Code § 3904.13 § 3904.13. Disclosure of personal or privileged information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.13.md)
- [Ohio Rev. Code § 3904.14 § 3904.14. Obtaining information under false pretenses](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.07. Check the current official text before relying on it. Not legal advice.