# Ohio Rev. Code § 3904.03: Pretext interviews

> Ohio · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.03

## Section

- **Citation:** Ohio Rev. Code § 3904.03
- **Heading:** Pretext interviews
- **Jurisdiction:** Ohio
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** Ohio Revised Code / Title 39 / Chapter 3904 / § 3904.03

## Text

June 29, 1995 House Bill 329 - 120th General Assembly No insurance institution, agent, or insurance support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction. However, a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the superintendent of insurance, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation, or material nondisclosure in connection with the claim.

## Nearby sections

- [Ohio Rev. Code § 3904.01 § 3904.01. Insurance information practices definitions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.01.md)
- [Ohio Rev. Code § 3904.02 § 3904.02. Applicability of chapter](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.02.md)
- [Ohio Rev. Code § 3904.03 § 3904.03. Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.03.md)
- [Ohio Rev. Code § 3904.04 § 3904.04. Institution or agent to provide notice of information practices to applicants and policyholders](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.04.md)
- [Ohio Rev. Code § 3904.05 § 3904.05. Marketing or research questions](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.05.md)
- [Ohio Rev. Code § 3904.06 § 3904.06. Disclosure authorization form](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.06.md)
- [Ohio Rev. Code § 3904.07 § 3904.07. Investigative consumer report](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.07.md)
- [Ohio Rev. Code § 3904.08 § 3904.08. Written request for access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.08.md)
- [Ohio Rev. Code § 3904.09 § 3904.09. Correction, amendment or deletion of information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.09.md)
- [Ohio Rev. Code § 3904.10 § 3904.10. Written reason for adverse underwriting decision summary of rights](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.10.md)
- [Ohio Rev. Code § 3904.11 § 3904.11. Inquiry concerning previous adverse underwriting decision](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.11.md)
- [Ohio Rev. Code § 3904.12 § 3904.12. Prohibited bases for adverse underwriting decision](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.12.md)
- [Ohio Rev. Code § 3904.13 § 3904.13. Disclosure of personal or privileged information](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.13.md)
- [Ohio Rev. Code § 3904.14 § 3904.14. Obtaining information under false pretenses](https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.14.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_OH_T39_C3904_S3904.03. Check the current official text before relying on it. Not legal advice.