# N.Y. RPA Law § 1302-A: Defense of lack of standing; not waived

> New York · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1302-A

## Section

- **Citation:** N.Y. RPA Law § 1302-A
- **Heading:** Defense of lack of standing; not waived
- **Jurisdiction:** New York
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** New York Code / Act RPA / Article 13 / Section 1302-A

## Text

§ 1302-a. Defense of lack of standing; not waived. Notwithstanding the\nprovisions of subdivision (e) of rule thirty-two hundred eleven of the\ncivil practice law and rules, any objection or defense based on the\nplaintiff's lack of standing in a foreclosure proceeding related to a\nhome loan, as defined in paragraph (a) of subdivision six of section\nthirteen hundred four of this article, shall not be waived if a\ndefendant fails to raise the objection or defense in a responsive\npleading or pre-answer motion to dismiss. A defendant may not raise an\nobjection or defense of lack of standing following a foreclosure sale,\nhowever, unless the judgment of foreclosure and sale was issued upon\ndefendant's default.\n

## Nearby sections

- [N.Y. RPA Law § 1301 Separate action for mortgage debt](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1301.md)
- [N.Y. RPA Law § 1302 Foreclosure of certain residential mortgages](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1302.md)
- [N.Y. RPA Law § 1302-A Defense of lack of standing; not waived](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1302-A.md)
- [N.Y. RPA Law § 1303 Foreclosures; required notices](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1303.md)
- [N.Y. RPA Law § 1304 Required prior notices](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1304.md)
- [N.Y. RPA Law § 1305 Notice to tenants](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1305.md)
- [N.Y. RPA Law § 1306 Filing with superintendent](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1306.md)
- [N.Y. RPA Law § 1307 Duty to maintain foreclosed property](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1307.md)
- [N.Y. RPA Law § 1308 Inspecting, securing and maintaining vacant and abandoned residential real property](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1308.md)
- [N.Y. RPA Law § 1309 Expedited application for judgment of foreclosure and sale for vacant and abandoned property](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1309.md)
- [N.Y. RPA Law § 1310 Vacant and abandoned property; statewide vacant and abandoned property electronic registry](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1310.md)
- [N.Y. RPA Law § 1311 Necessary defendants](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1311.md)
- [N.Y. RPA Law § 1312 Representative defendants](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1312.md)
- [N.Y. RPA Law § 1313 Permissible defendants](https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1313.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_NY_ARPA_A13_S1302-A. Check the current official text before relying on it. Not legal advice.