# N.J. Stat. § 2A:102-19: Funeral trust, insurance policy excluded from resource consideration in determining eligibility for certain benefits

> New Jersey · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-19

## Section

- **Citation:** N.J. Stat. § 2A:102-19
- **Heading:** Funeral trust, insurance policy excluded from resource consideration in determining eligibility for certain benefits
- **Jurisdiction:** New Jersey
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** NJ Code / Title 2A / Chapter 102 / Section 102-19

## Text

1. An aged, blind or disabled applicant for, or recipient of, benefits under the Supplemental Security Income program established pursuant to Title XVI of the federal Social Security Act, Pub.L.92-603 (42 U.S.C. s.1381 et seq.), or an applicant for, or recipient of, benefits under the Medicaid program established pursuant to P.L.1968, c.413 (C.30:4D-1 et seq.), the Work First New Jersey program established pursuant to P.L.1997, c.38 (C.44:10-55 et seq.) or the "Work First New Jersey General Public Assistance Act," P.L.1947, c.156 (C.44:8-107 et seq.), or any successor program thereof, shall have excluded from resource consideration, in determining eligibility for benefits, any moneys of the applicant, applicant's spouse and any other member of his immediate family, as defined in N.J.A.C.10:71-4.4, in an irrevocable funeral trust or irrevocably assigned newly issued funeral insurance policy, as those terms are defined in section 19 of P.L.1993, c.147 (C.2A:102-18), that are equivalent to the fair market value of funeral and burial goods and services selected and contracted for that are intended for the use of the applicant, applicant's spouse and any other member of his immediate family. All income paid to the irrevocable funeral trust or any increase in the face value or death benefit attributable to the irrevocably assigned newly issued funeral insurance policy, shall inure to the value or benefit of the irrevocable funeral trust or irrevocably assigned newly issued funeral insurance policy and shall not be countable as income for continuing eligibility. L.1999,c.193,s.1.

## Nearby sections

- [N.J. Stat. § 2A:102-13 Trust funds.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-13.md)
- [N.J. Stat. § 2A:102-14 Repayment on demand](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-14.md)
- [N.J. Stat. § 2A:102-15 Invalid advance funeral payment agreements](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-15.md)
- [N.J. Stat. § 2A:102-16 Violations, certain; theft](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-16.md)
- [N.J. Stat. § 2A:102-16.1 Irrevocable trusts, certain, conditions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-16.1.md)
- [N.J. Stat. § 2A:102-16.2 Crimes concerning funeral trusts](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-16.2.md)
- [N.J. Stat. § 2A:102-17 Nonapplicability of act](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-17.md)
- [N.J. Stat. § 2A:102-18 Definitions used in C.2A:102-13 et seq.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-18.md)
- [N.J. Stat. § 2A:102-19 Funeral trust, insurance policy excluded from resource consideration in determining eligibility for certain benefits.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-19.md)
- [N.J. Stat. § 2A:102-20 Difference between price, services provided paid to State.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-20.md)
- [N.J. Stat. § 2A:102-21 Office of the Public Guardian for Elderly Adults considered purchaser, sole beneficiary under certain circumstances; disposition of remaining moneys.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-21.md)
- [N.J. Stat. § 2A:102-22 Payment of remainder to Division of Medical Assistance and Health Services.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-22.md)
- [N.J. Stat. § 2A:102-23 Establishment of dedicated bank account.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-23.md)
- [N.J. Stat. § 2A:102-24 Inclusion of statement in prepaid funeral agreement, insurance policy.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-24.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_NJ_T2A_C102_S102-19. Check the current official text before relying on it. Not legal advice.