# N.J. Stat. § 17:23A-3: Pretext interviews

> New Jersey · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-3

## Section

- **Citation:** N.J. Stat. § 17:23A-3
- **Heading:** Pretext interviews
- **Jurisdiction:** New Jersey
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** NJ Code / Title 17 / Chapter 23A / Section 23A-3

## Text

Pretext interviews. No insurance institution, agent or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction; except that a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the commissioner, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation or material nondisclosure in connection with the claim. L. 1985, c. 179, s. 3.

## Nearby sections

- [N.J. Stat. § 17:23A-1 Insurers, persons covered by act](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-1.md)
- [N.J. Stat. § 17:23A-2 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-2.md)
- [N.J. Stat. § 17:23A-3 Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-3.md)
- [N.J. Stat. § 17:23A-4 Notice of insurance information practices](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-4.md)
- [N.J. Stat. § 17:23A-5 Marketing and research surveys](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-5.md)
- [N.J. Stat. § 17:23A-6 Content of disclosure authorization forms](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-6.md)
- [N.J. Stat. § 17:23A-7 Investigative consumer reports](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-7.md)
- [N.J. Stat. § 17:23A-8 Access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-8.md)
- [N.J. Stat. § 17:23A-9 Correction, amendment or deletion of recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-9.md)
- [N.J. Stat. § 17:23A-10 Reasons for adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-10.md)
- [N.J. Stat. § 17:23A-11 Information concerning previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-11.md)
- [N.J. Stat. § 17:23A-12 Previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-12.md)
- [N.J. Stat. § 17:23A-13 Disclosure limitations and conditions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-13.md)
- [N.J. Stat. § 17:23A-13.1 Notification of test results by insurer to applicants; "reportable communicable disease" defined.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-13.1.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-3. Check the current official text before relying on it. Not legal advice.