# N.J. Stat. § 17:23A-1: Insurers, persons covered by act

> New Jersey · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-1

## Section

- **Citation:** N.J. Stat. § 17:23A-1
- **Heading:** Insurers, persons covered by act
- **Jurisdiction:** New Jersey
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** NJ Code / Title 17 / Chapter 23A / Section 23A-1

## Text

The obligations imposed by this act shall apply to those insurance institutions, agents or insurance-support organizations which, on or after the effective date of this act: (1) In the case of life, health or disability insurance: (a) Collect, receive, or maintain information in connection with insurance transactions which pertains to natural persons who are residents of this State, or (b) Engage in insurance transactions with applicants, individuals or policyholders who are residents of this State, and (2) In the case of property or casualty insurance: (a) Collect, receive or maintain information in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State, or (b) Engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State. b. The rights granted by this act shall extend to: (1) In the case of life, health or disability insurance, the following persons who are residents of this State: (a) Natural persons who are the subject of information collected, received or maintained in connection with insurance transactions, and (b) Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions, and (2) In the case of property or casualty insurance, the following persons: (a) Natural persons who are the subject of information collected, received or maintained in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State, and (b) Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in this State. c. For purposes of this section, a person shall be considered a resident of this State if the person's last known mailing address, as shown in the records of the insurance institution, agent or insurance-support organization, is located in this State. d. Notwithstanding subsections a. and b. above, this act shall not apply to information collected from the public records of a governmental authority and maintained by an insurance institution or its representatives for the purpose of insuring the title to real property located in this State. L. 1985, c. 179, s. 1.

## Nearby sections

- [N.J. Stat. § 17:23A-1 Insurers, persons covered by act](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-1.md)
- [N.J. Stat. § 17:23A-2 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-2.md)
- [N.J. Stat. § 17:23A-3 Pretext interviews](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-3.md)
- [N.J. Stat. § 17:23A-4 Notice of insurance information practices](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-4.md)
- [N.J. Stat. § 17:23A-5 Marketing and research surveys](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-5.md)
- [N.J. Stat. § 17:23A-6 Content of disclosure authorization forms](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-6.md)
- [N.J. Stat. § 17:23A-7 Investigative consumer reports](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-7.md)
- [N.J. Stat. § 17:23A-8 Access to recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-8.md)
- [N.J. Stat. § 17:23A-9 Correction, amendment or deletion of recorded personal information](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-9.md)
- [N.J. Stat. § 17:23A-10 Reasons for adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-10.md)
- [N.J. Stat. § 17:23A-11 Information concerning previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-11.md)
- [N.J. Stat. § 17:23A-12 Previous adverse underwriting decisions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-12.md)
- [N.J. Stat. § 17:23A-13 Disclosure limitations and conditions](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-13.md)
- [N.J. Stat. § 17:23A-13.1 Notification of test results by insurer to applicants; "reportable communicable disease" defined.](https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-13.1.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_NJ_T17_C23A_S23A-1. Check the current official text before relying on it. Not legal advice.