# Neb. Rev. Stat. § 48-103: View Statute 48-103

> Nebraska · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-103

## Section

- **Citation:** Neb. Rev. Stat. § 48-103
- **Heading:** View Statute 48-103
- **Jurisdiction:** Nebraska
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** NE Code / Chapter 48 / Section 48-103

## Text

If an employer, as defined in section 48-106 , does not carry a policy of workers' compensation insurance nor qualify as a self-insurer or, in the case of an employer who is a lessor of one or more commercial motor vehicles leased to a self-insured motor carrier, is not a party to an effective agreement pursuant to section 48-115.02 , he or she loses the right to interpose the three defenses mentioned in section 48-102 in any action brought against him or her for personal injury or death of an employee.

Laws 1913, c. 198, § 3, p. 579;

R.S.1913, § 3644;

C.S.1922, § 3026;

C.S.1929, § 48-103;

R.S.1943, § 48-103;

Laws 1971, LB 572, § 3;

Laws 1986, LB 811, § 25;

Laws 1997, LB 474, § 1.

Under this section, when an employer fails to carry workers' compensation insurance or an acceptable alternative and an injured employee elects to seek damages in a common-law action, the employer "loses the right to interpose" contributory negligence (unless the employee was intoxicated or willfully negligent), the fellow-servant rule, and assumption of the risk as defenses in the action. Estate of Coe v. Willmes Trucking, 268 Neb. 880, 689 N.W.2d 318 (2004).

Under this section, when an employer fails to carry workers' compensation insurance or an acceptable alternative and an injured employee elects to seek damages in a common-law action, the employer "loses the right to interpose" contributory negligence (unless the employee was intoxicated or willfully negligent), the fellow-servant rule, and assumption of the risk as defenses in the action. Estate of Coe v. Willmes Trucking, 268 Neb. 880, 689 N.W.2d 318 (2004).

## Nearby sections

- [Neb. Rev. Stat. § 48-101 View Statute 48-101](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-101.md)
- [Neb. Rev. Stat. § 48-101.01 View Statute 48-101.01](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-101.01.md)
- [Neb. Rev. Stat. § 48-102 View Statute 48-102](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-102.md)
- [Neb. Rev. Stat. § 48-103 View Statute 48-103](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-103.md)
- [Neb. Rev. Stat. § 48-105 View Statute 48-105](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-105.md)
- [Neb. Rev. Stat. § 48-106 View Statute 48-106](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-106.md)
- [Neb. Rev. Stat. § 48-107 View Statute 48-107](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-107.md)
- [Neb. Rev. Stat. § 48-108 View Statute 48-108](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-108.md)
- [Neb. Rev. Stat. § 48-110 View Statute 48-110](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-110.md)
- [Neb. Rev. Stat. § 48-111 View Statute 48-111](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-111.md)
- [Neb. Rev. Stat. § 48-112 View Statute 48-112](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-112.md)
- [Neb. Rev. Stat. § 48-114 View Statute 48-114](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-114.md)
- [Neb. Rev. Stat. § 48-115 View Statute 48-115](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-115.md)
- [Neb. Rev. Stat. § 48-115.01 View Statute 48-115.01](https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-115.01.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_NE_C48_S48-103. Check the current official text before relying on it. Not legal advice.