# N.D. Cent. Code § 26.1-26-04.1: 26.1-26-04.1. Fees for services - Rules > North Dakota · Statutes · In force URL: https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-04.1 ## Section - **Citation:** N.D. Cent. Code § 26.1-26-04.1 - **Heading:** 26.1-26-04.1. Fees for services - Rules - **Jurisdiction:** North Dakota - **Kind:** Statutes - **Status:** In force - **Text as of:** August 14, 2026 - **Source:** Compiled text - **Location:** ND Code / Title 26.1 / Chapter 26.1-26 / Section 26.1-26-04.1 ## Text 26.1-26-04.1. Fees for services - Rules 1. Notwithstanding any other provision of this title, an insurance producer may charge a fee for any services rendered in connection with the sale, solicitation, negotiation, placement, or servicing of an insurance contract, if the following conditions are met: a. The fees may not be charged on a personal lines account, such as personal homeowners and automobile, personal life, and health insurance. b. Before rendering the services and accepting any payment, a written disclosure must be provided to the party to be charged on a form approved by the commissioner disclosing: (1) The nature of the services for which the fees will be charged along with a separate itemization of the amount of the fees; (2) That the fees are charged in addition to any premiums paid; (3) That if the insurance producer is also an appointed agent of an insurer with which coverage is being considered for placement, a statement that the insurance producer also represents the insurer in the transaction and owes a duty of loyalty to the insurer; and (4) That if the insurance producer is to receive a commission from the sale of an insurance policy related to the services rendered, a statement clearly and completely disclosing that the: (a) Insurance producer will receive a commission from the insurer which is paid from the premiums owed for the insurance; and (b) Amount of commission received by the insurance producer may differ depending on the product sold and the insurer. c. The disclosure required by this section must be signed and dated by both the producer and the party to be charged. d. The producer shall retain the signed disclosure required by this section for not less than five years following the completion of the service. A copy of the signed disclosure must be available to the commissioner for inspection upon request. e. The insurance producer may not pay or return, or offer to pay or return, all or part of a fee charged as an inducement to purchase a specific policy, or coverage within a policy, or coverage from a particular insurer. f. Any fee charged under this section must bear a reasonable relationship to the services provided and may not be discriminatory. 2. An insurance producer charging a fee for services rendered for risk management services under this section owes the person to be charged a higher standard of care than the ordinary standard of care otherwise owed by an insurance producer to fully advise the party to be charged as to the party's insurance needs, including the duty to inform the person to be charged as to a potential source of risk and to recommend, if available, insurance coverage for that risk. 3. An insurance producer may charge an individual, for personal or commercial lines, a fee for paying agency-billed premiums and fees by credit card or other electronic means, if the fee is disclosed to the client in writing and agreed to by the client in writing. 4. Subdivisions b through d of subsection 1 do not apply to a large commercial risk as defined in section 26.1-25-02.1. 5. The commissioner may adopt rules determined necessary by the commissioner for the administration of this section. ## Nearby sections - [N.D. Cent. Code § 26.1-26-01 26.1-26-01. Scope](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-01.md) - [N.D. Cent. Code § 26.1-26-02 26.1-26-02. Definitions](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-02.md) - [N.D. Cent. Code § 26.1-26-03 26.1-26-03. License required - Acting as insurance producer or consultant without license prohibited - Penalty](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-03.md) - [N.D. Cent. Code § 26.1-26-04 26.1-26-04. Commissions](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-04.md) - [N.D. Cent. Code § 26.1-26-04.1 26.1-26-04.1. Fees for services - Rules](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-04.1.md) - [N.D. Cent. Code § 26.1-26-05 26.1-26-05. Unlicensed person - Effect - Agent for insurer](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-05.md) - [N.D. Cent. Code § 26.1-26-06 26.1-26-06. Insurance producer - Agent of insurer](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-06.md) - [N.D. Cent. Code § 26.1-26-07 26.1-26-07. Insurance producer - Agent of insured](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-07.md) - [N.D. Cent. Code § 26.1-26-08 26.1-26-08. Licensing of partnership, limited liability partnership, corporation, or limited liability company - Notice of change of individuals](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-08.md) - [N.D. Cent. Code § 26.1-26-09 26.1-26-09. Exceptions to licensing requirements](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-09.md) - [N.D. Cent. Code § 26.1-26-10 26.1-26-10. Consultant - Exceptions to licensing requirement](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-10.md) - [N.D. Cent. Code § 26.1-26-11 26.1-26-11. License of insurance producer - Lines of insurance](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-11.md) - [N.D. Cent. Code § 26.1-26-11.1 26.1-26-11.1. Authority to define procedures and requirements](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-11.1.md) - [N.D. Cent. Code § 26.1-26-12 26.1-26-12. License application - Accompanied by fees](https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-12.md) --- Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_ND_T26.1_C26.1-26_S26.1-26-04.1. Check the current official text before relying on it. Not legal advice.