# Mont. Code Ann. § 33-23-202: 33-23-202 Reimbursement for total loss of motor vehicle based on actual replacement value

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-202

## Section

- **Citation:** Mont. Code Ann. § 33-23-202
- **Heading:** 33-23-202 Reimbursement for total loss of motor vehicle based on actual replacement value
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 33 / Chapter 23 / Part 2 / Section 33-23-202

## Text

33-23-202 . Reimbursement for total loss of motor vehicle based on actual replacement value. Each motor vehicle insurance policy issued to residents of this state that provides that reimbursement for total loss of a motor vehicle be based on a "book" value rather than on the actual replacement value is void as to that provision, and reimbursement must be made for actual replacement value except as provided in 27-1-306 .

## Nearby sections

- [Mont. Code Ann. § 33-23-201 33-23-201 Motor vehicle liability policies to include uninsured motorist coverage -- rejection by insured](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-201.md)
- [Mont. Code Ann. § 33-23-202 33-23-202 Reimbursement for total loss of motor vehicle based on actual replacement value](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-202.md)
- [Mont. Code Ann. § 33-23-203 33-23-203 Limitation of liability under motor vehicle liability policy](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-203.md)
- [Mont. Code Ann. § 33-23-204 33-23-204 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-204.md)
- [Mont. Code Ann. § 33-23-211 33-23-211 Limitations on basis for cancellation](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-211.md)
- [Mont. Code Ann. § 33-23-212 33-23-212 Notice required for cancellation -- statement that insurer will specify reason upon request -- exception](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-212.md)
- [Mont. Code Ann. § 33-23-213 33-23-213 Notice to insured of ground for cancellation -- commissioner to ensure compliance](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-213.md)
- [Mont. Code Ann. § 33-23-214 33-23-214 Advance notice required for nonrenewal -- exceptions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-214.md)
- [Mont. Code Ann. § 33-23-215 33-23-215 No liability for statements in connection with cancellation or nonrenewal](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-215.md)
- [Mont. Code Ann. § 33-23-216 33-23-216 Retention and proof of notice](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-216.md)
- [Mont. Code Ann. § 33-23-217 33-23-217 Return of unearned premiums](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-217.md)
- [Mont. Code Ann. § 33-23-221 33-23-221 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-221.md)
- [Mont. Code Ann. § 33-23-222 33-23-222 Telematics agreement disclosures](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-222.md)
- [Mont. Code Ann. § 33-23-223 33-23-223 Insurer obligations for telematics agreement -- termination](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-223.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C23_P2_S33-23-202. Check the current official text before relying on it. Not legal advice.