# Mont. Code Ann. § 33-22-504: 33-22-504 Newborn infant coverage

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-504

## Section

- **Citation:** Mont. Code Ann. § 33-22-504
- **Heading:** 33-22-504 Newborn infant coverage
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 33 / Chapter 22 / Part 5 / Section 33-22-504

## Text

33-22-504 . Newborn infant coverage. (1) A group disability policy or certificate of insurance delivered or issued for delivery in this state may not be issued or amended in this state if it contains any disclaimer, waiver, preexisting condition exclusion, or other limitation of coverage relative to the accident and sickness coverage or insurability of newborn infants of persons covered under the policy from and after the moment of birth.

(2) A policy or certificate subject to this section, must contain a provision granting immediate accident and sickness coverage, from and after the moment of birth, to each newborn infant of any person covered under the policy.

(3) The coverage for newborn infants must be the same as provided by the policy for other covered persons. However, for newborn infants there may not be waiting or elimination periods. A deductible or reduction in benefits applicable to the coverage for newborn infants is not permissible unless it conforms and is consistent with the deductible or reduction in benefits applicable to all other covered persons.

(4) This section does not apply to medicare supplement policies issued by reason of age.

(5) When a group disability policy or certificate issued under the policy provides for coverage or benefits for a resident of this state, the policy or certificate is considered delivered in this state within the meaning of this section regardless of whether the insurer issuing the policy or certificate is located in this state.

(6) The policy or certificate may require notification of the birth of a child and payment of a required premium or subscription fee to be furnished to the insurer or nonprofit or indemnity corporation within 31 days of the birth in order to have the coverage extend beyond 31 days.

## Nearby sections

- [Mont. Code Ann. § 33-22-501 33-22-501 Group disability insurance defined -- eligible groups](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-501.md)
- [Mont. Code Ann. § 33-22-502 33-22-502 Required provisions of group policies](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-502.md)
- [Mont. Code Ann. § 33-22-503 33-22-503 Continuation of benefits to dependents](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-503.md)
- [Mont. Code Ann. § 33-22-504 33-22-504 Newborn infant coverage](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-504.md)
- [Mont. Code Ann. § 33-22-505 33-22-505 Direct payment of hospital and medical services](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-505.md)
- [Mont. Code Ann. § 33-22-506 33-22-506 Continuation of coverage for persons with disabilities -- group contracts](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-506.md)
- [Mont. Code Ann. § 33-22-507 33-22-507 Continuing group coverage after reduction of work schedule](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-507.md)
- [Mont. Code Ann. § 33-22-508 33-22-508 Conversion on termination of eligibility](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-508.md)
- [Mont. Code Ann. § 33-22-509 33-22-509 Preexisting conditions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-509.md)
- [Mont. Code Ann. § 33-22-510 33-22-510 Insured's family -- conversion entitlement](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-510.md)
- [Mont. Code Ann. § 33-22-511 33-22-511 Applicability](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-511.md)
- [Mont. Code Ann. § 33-22-512 33-22-512 Coverage for well-child care](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-512.md)
- [Mont. Code Ann. § 33-22-513 33-22-513 Limitation of eligibility on conversion](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-513.md)
- [Mont. Code Ann. § 33-22-514 33-22-514 Preexisting conditions relating to group market](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-514.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P5_S33-22-504. Check the current official text before relying on it. Not legal advice.