# Mont. Code Ann. § 33-22-109: 33-22-109 Riders

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-109

## Section

- **Citation:** Mont. Code Ann. § 33-22-109
- **Heading:** 33-22-109 Riders
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 33 / Chapter 22 / Part 1 / Section 33-22-109

## Text

33-22-109 . Riders. (1) Except for group health insurance coverage provided by a group health plan or a health insurance issuer, a policy of disability insurance may contain a provision that excludes coverage for specific conditions through the use of elimination riders for conditions for which medical advice, diagnosis, care, or treatment was recommended by or received from a provider of health care services within 3 years preceding the effective date of coverage of an insured person. The provisions of 33-22-110 do not apply to elimination riders. An insured person may apply to the insurer for removal or modification of a rider, and the insurer shall respond to the application within 60 days of receipt.

(2) An insurer may not, except upon agreement by the insured, retroactively impose an elimination rider on an existing policy, certificate, or contract.

## Nearby sections

- [Mont. Code Ann. § 33-22-101 33-22-101 Exceptions to scope](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-101.md)
- [Mont. Code Ann. § 33-22-102 33-22-102 Third-party ownership](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-102.md)
- [Mont. Code Ann. § 33-22-107 33-22-107 Premium increase restriction -- exception -- notice of rate increase and policy changes](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-107.md)
- [Mont. Code Ann. § 33-22-109 33-22-109 Riders](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-109.md)
- [Mont. Code Ann. § 33-22-110 33-22-110 Preexisting conditions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-110.md)
- [Mont. Code Ann. § 33-22-111 33-22-111 Policies and certificates to provide for freedom of choice of practitioners -- professional practice not enlarged](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-111.md)
- [Mont. Code Ann. § 33-22-112 33-22-112 Disability insurance coverage of services of state institutions -- provision void -- rate of payment](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-112.md)
- [Mont. Code Ann. § 33-22-113 33-22-113 Disability insurance coverage of persons eligible for public medical assistance](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-113.md)
- [Mont. Code Ann. § 33-22-114 33-22-114 Coverage required for services provided by physician assistants, advanced practice registered nurses, and registered nurse first assistants](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-114.md)
- [Mont. Code Ann. § 33-22-115 33-22-115 Provider agreement limited to covered services -- dental network constraints -- penalty -- definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-115.md)
- [Mont. Code Ann. § 33-22-116 33-22-116 Prohibition on coverage of abortion services in qualified health plans](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-116.md)
- [Mont. Code Ann. § 33-22-117 33-22-117 Construction](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-117.md)
- [Mont. Code Ann. § 33-22-121 33-22-121 Notice required for cancellation or refusal to renew](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-121.md)
- [Mont. Code Ann. § 33-22-122 33-22-122 Contents of notice -- proof -- limitation on recovery -- exemptions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-122.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C22_P1_S33-22-109. Check the current official text before relying on it. Not legal advice.