# Mont. Code Ann. § 33-11-109: 33-11-109 Restriction on insurance purchased by purchasing groups

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-109

## Section

- **Citation:** Mont. Code Ann. § 33-11-109
- **Heading:** 33-11-109 Restriction on insurance purchased by purchasing groups
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 33 / Chapter 11 / Part 1 / Section 33-11-109

## Text

33-11-109 . Restriction on insurance purchased by purchasing groups. (1) A purchasing group may not purchase insurance from a risk retention group that is not chartered in a state or from an insurer not authorized in the state where the purchasing group is located, unless the purchase is effected through a licensed insurance producer acting pursuant to the surplus lines laws and regulations of that state.

(2) For purposes of subsection (1), the state where a purchasing group is located is each state where a member of the purchasing group has a risk resident, located, or to be performed.

(3) A purchasing group that obtains liability insurance from an insurer not admitted in this state or from a risk retention group shall inform each of the members of the group who have a risk resident or located in this state that the risk is not protected by an insurance insolvency guaranty fund in this state and that the insurer or risk retention group may not be subject to all insurance laws and regulations of this state.

(4) A purchasing group may not purchase insurance that provides for a deductible or self-insured retention applicable to the group as a whole. Coverage may provide for a deductible or self-insured retention applicable to individual members.

(5) Purchases of insurance by purchasing groups are subject to the same standards regarding aggregate limits that are applicable to all purchases of group insurance.

## Nearby sections

- [Mont. Code Ann. § 33-11-101 33-11-101 Purpose](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-101.md)
- [Mont. Code Ann. § 33-11-102 33-11-102 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-102.md)
- [Mont. Code Ann. § 33-11-103 33-11-103 Chartering -- licensing -- plan of operation](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-103.md)
- [Mont. Code Ann. § 33-11-104 33-11-104 Risk retention groups not chartered in this state](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-104.md)
- [Mont. Code Ann. § 33-11-105 33-11-105 Compulsory associations](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-105.md)
- [Mont. Code Ann. § 33-11-107 33-11-107 Purchasing groups -- exemption from certain laws relating to group purchase of insurance](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-107.md)
- [Mont. Code Ann. § 33-11-108 33-11-108 Notice and registration requirements of purchasing groups](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-108.md)
- [Mont. Code Ann. § 33-11-109 33-11-109 Restriction on insurance purchased by purchasing groups](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-109.md)
- [Mont. Code Ann. § 33-11-110 33-11-110 Taxation of purchasing group](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-110.md)
- [Mont. Code Ann. § 33-11-121 33-11-121 Administrative and procedural authority regarding risk retention groups and purchasing groups](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-121.md)
- [Mont. Code Ann. § 33-11-122 33-11-122 Penalties](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-122.md)
- [Mont. Code Ann. § 33-11-123 33-11-123 Duty of insurance producers to obtain license](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-123.md)
- [Mont. Code Ann. § 33-11-124 33-11-124 Enforceability of orders issued in United States district court](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-124.md)
- [Mont. Code Ann. § 33-11-125 33-11-125 Rules and regulations](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-125.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C11_P1_S33-11-109. Check the current official text before relying on it. Not legal advice.