# Mont. Code Ann. § 33-10-210: 33-10-210 Unfair trade practice -- notice to policyowners

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-210

## Section

- **Citation:** Mont. Code Ann. § 33-10-210
- **Heading:** 33-10-210 Unfair trade practice -- notice to policyowners
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 33 / Chapter 10 / Part 2 / Section 33-10-210

## Text

33-10-210 . Unfair trade practice -- notice to policyowners. (1) It is a prohibited unfair trade practice for any person to make use in any manner of the protection afforded by this part in the sale of insurance.

(2) The association shall prepare a summary document, complying with subsection (3) and describing the general purposes and current limitations of this part. The document must be submitted to the commissioner for approval. Sixty days after receiving approval, a member insurer may not deliver a policy or contract described in 33-10-224 (2)(a) to a policyowner or contract owner unless the document is delivered to the policyowner or contract owner prior to or at the time of delivery of the policy or contract. The document must be available upon request by a policyowner. The distribution, delivery, contents, or interpretation of this document does not mean that either the policy or the contract or the owner of the policy or contract would be covered in the event of the impairment or insolvency of a member insurer. The description document must be revised by the association as amendments to this part may require. Failure to receive this document does not give the policyowner, contract owner, certificate holder, or insured any greater rights than those stated in this part.

(3) The document prepared under subsection (2) must contain a clear and conspicuous disclaimer on its face. The commissioner shall promulgate a rule establishing the form and content of the disclaimer. The disclaimer must:

(a) state the name and address of the life and health insurance guaranty association and insurance department;

(b) prominently warn the policyowner or contract owner that the life and health insurance guaranty association may not cover the policy or, if coverage is available, it will be subject to substantial limitations and exclusions and conditioned on continued residence in the state;

(c) state that the insurer and its insurance producers are prohibited by law from using the existence of the life and health insurance guaranty association for the purpose of sales, solicitation, or inducement to purchase any form of insurance;

(d) emphasize that the policyowner or contract owner should not rely on coverage under the life and health insurance guaranty association when selecting an insurer;

(e) provide other information as directed by the commissioner.

## Nearby sections

- [Mont. Code Ann. § 33-10-201 33-10-201 Short title, purpose, and construction](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-201.md)
- [Mont. Code Ann. § 33-10-202 33-10-202 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-202.md)
- [Mont. Code Ann. § 33-10-203 33-10-203 Creation of association -- accounts -- supervision by commissioner](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-203.md)
- [Mont. Code Ann. § 33-10-204 33-10-204 Board of directors -- commissioner approval -- compensation](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-204.md)
- [Mont. Code Ann. § 33-10-205 33-10-205 Powers and duties of association](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-205.md)
- [Mont. Code Ann. § 33-10-206 33-10-206 Records of meetings and negotiations](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-206.md)
- [Mont. Code Ann. § 33-10-207 33-10-207 Immunity](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-207.md)
- [Mont. Code Ann. § 33-10-208 33-10-208 Tax exemptions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-208.md)
- [Mont. Code Ann. § 33-10-209 33-10-209 Examination of the association -- annual report](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-209.md)
- [Mont. Code Ann. § 33-10-210 33-10-210 Unfair trade practice -- notice to policyowners](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-210.md)
- [Mont. Code Ann. § 33-10-215 33-10-215 Duties and powers of commissioner](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-215.md)
- [Mont. Code Ann. § 33-10-216 33-10-216 Plan of operation -- delegation of powers provision](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-216.md)
- [Mont. Code Ann. § 33-10-217 33-10-217 Prevention of insolvencies or impairments](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-217.md)
- [Mont. Code Ann. § 33-10-218 33-10-218 Examination by commissioner -- cost](https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-218.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T33_C10_P2_S33-10-210. Check the current official text before relying on it. Not legal advice.