# Mont. Code Ann. § 32-9-110: 32-9-110 Examination requirements for mortgage loan originators

> Montana · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-110

## Section

- **Citation:** Mont. Code Ann. § 32-9-110
- **Heading:** 32-9-110 Examination requirements for mortgage loan originators
- **Jurisdiction:** Montana
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MT Code / Title 32 / Chapter 9 / Part 1 / Section 32-9-110

## Text

32-9-110 . Examination requirements for mortgage loan originators. (1) An individual seeking a mortgage loan originator's license shall submit to an examination.

(2) In order to meet the examination requirement referred to in subsection (1), an individual shall pass, in accordance with the standards established under this section, a qualified written exam developed by the NMLS that is administered by an approved test provider.

(3) A written examination may not be treated as a qualified written examination for purposes of this section unless the exam adequately measures the applicant's knowledge and comprehension in appropriate subject areas, including but not limited to:

(a) ethics;

(b) federal and state laws and regulations pertaining to mortgage origination; and

(c) federal and state laws and regulations pertaining to fraud, consumer protection, the nontraditional mortgage product marketplace, and fair lending issues.

(4) An individual may not be considered to have passed a qualified examination unless the individual achieves an exam score of at least 75%.

(5) An individual may retake a test three consecutive times with each consecutive test being taken at least 30 days after the previous testing date.

(6) An individual who fails three consecutive tests may not take the test for at least 6 months from the date of failing the third test.

(7) A licensed mortgage loan originator who fails to maintain a valid license for a period of 5 years shall retake the test. The 5-year period may not take into account any time during which the person is a registered mortgage loan originator. (See part compiler's comment regarding contingent suspension.)

## Nearby sections

- [Mont. Code Ann. § 32-9-101 32-9-101 Short title and purpose](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-101.md)
- [Mont. Code Ann. § 32-9-102 32-9-102 License requirement -- registration](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-102.md)
- [Mont. Code Ann. § 32-9-103 32-9-103 Definitions](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-103.md)
- [Mont. Code Ann. § 32-9-104 32-9-104 Exemptions -- proof of exemption](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-104.md)
- [Mont. Code Ann. § 32-9-105 32-9-105 Nationwide mortgage licensing system for mortgage brokers, mortgage lenders, mortgage servicers, and mortgage loan originators](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-105.md)
- [Mont. Code Ann. § 32-9-106 32-9-106 Simultaneous licensure](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-106.md)
- [Mont. Code Ann. § 32-9-107 32-9-107 Prelicensing education requirements for mortgage loan originators](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-107.md)
- [Mont. Code Ann. § 32-9-109 32-9-109 Experience requirements](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-109.md)
- [Mont. Code Ann. § 32-9-110 32-9-110 Examination requirements for mortgage loan originators](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-110.md)
- [Mont. Code Ann. § 32-9-112 32-9-112 Application for mortgage broker, mortgage lender, mortgage servicer, and mortgage loan originator license -- renewals](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-112.md)
- [Mont. Code Ann. § 32-9-113 32-9-113 Control persons -- application for license -- renewal](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-113.md)
- [Mont. Code Ann. § 32-9-116 32-9-116 Employment of mortgage loan originator](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-116.md)
- [Mont. Code Ann. § 32-9-117 32-9-117 Fees -- disposition of fees -- rulemaking](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-117.md)
- [Mont. Code Ann. § 32-9-118 32-9-118 Continuing education requirements for mortgage loan originators](https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-118.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MT_T32_C9_P1_S32-9-110. Check the current official text before relying on it. Not legal advice.