# Mo. Rev. Stat. § 375.002: 375.002 Grounds for cancellation

> Missouri · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.002

## Section

- **Citation:** Mo. Rev. Stat. § 375.002
- **Heading:** 375.002 Grounds for cancellation
- **Jurisdiction:** Missouri
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MO Code / Chapter 375 / Section 375.002

## Text

375.002. Grounds for cancellation. — 1. A notice of cancellation of a policy shall be effective only if it is based on one or more of the following reasons:

(1) Nonpayment of premium; or

(2) Fraud or material misrepresentation affecting the policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the policy; or

(3) The named insured or any occupant of the property has been convicted of a crime arising out of acts increasing the hazard insured against; or

(4) Physical changes in the property insured which increase the hazards originally insured.

2. This section shall not apply to any policy or coverage which has been in effect less than sixty days at the time notice of cancellation is mailed or delivered by the insurer unless it is a renewal policy.

3. This section shall not apply to nonrenewal.

(L. 1977 S.B. 300 § 2)

## Nearby sections

- [Mo. Rev. Stat. § 375.001 375.001 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.001.md)
- [Mo. Rev. Stat. § 375.002 375.002 Grounds for cancellation.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.002.md)
- [Mo. Rev. Stat. § 375.003 375.003 Notice of cancellation, how given — reinstatement, when.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.003.md)
- [Mo. Rev. Stat. § 375.004 375.004 Refusal to renew, when authorized — exemption, when.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.004.md)
- [Mo. Rev. Stat. § 375.005 375.005 Proof of notice, how made.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.005.md)
- [Mo. Rev. Stat. § 375.006 375.006 Immunity from liability granted, when, to whom.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.006.md)
- [Mo. Rev. Stat. § 375.007 375.007 Cancellation or refusal to issue policy on certain grounds prohibited, ...](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.007.md)
- [Mo. Rev. Stat. § 375.008 375.008 Certain insurers exempt.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.008.md)
- [Mo. Rev. Stat. § 375.011 375.011 Notice of cancellation, nonrenewal, renewal, or refusal to write, may be ...](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.011.md)
- [Mo. Rev. Stat. § 375.012 375.012 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.012.md)
- [Mo. Rev. Stat. § 375.013 375.013 Promulgation of rules, generally, this chapter.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.013.md)
- [Mo. Rev. Stat. § 375.014 375.014 Insurance producers, license required — insurance producer license not ...](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.014.md)
- [Mo. Rev. Stat. § 375.015 375.015 Application for licensure, insurance producers.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.015.md)
- [Mo. Rev. Stat. § 375.016 375.016 Examination required for insurance producer's license.](https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.016.md)

---

Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MO_C375_S375.002. Check the current official text before relying on it. Not legal advice.