# Mich. Comp. Laws § 446.211: Payment or tender of debt before sale; effect as to title and right to property; agreement to permit pawner to maintain possession

> Michigan · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.211

## Section

- **Citation:** Mich. Comp. Laws § 446.211
- **Heading:** Payment or tender of debt before sale; effect as to title and right to property; agreement to permit pawner to maintain possession
- **Jurisdiction:** Michigan
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** MI Code / Chapter 446 / Act Act-273-of-1917 / Section 446.211

## Text

Sec. 11.

(1) If at any time before the sale of the item pledged or pawned the borrower pays or tenders to the pawnbroker the debt and interest and charges on the item, that payment or tender reinvests the pawner with the title and right of possession to the property pledged.

(2) A pawnbroker may agree in writing, after pledged or pawned unencumbered personal property has been deposited with the pawnbroker, to allow the pawner to maintain possession and use of the pledged or pawned unencumbered personal property during the term of the pawn or pledge transaction. A pawnbroker may take possession of the pledged or pawned property pursuant to section 9609 of the uniform commercial code, 1962 PA 174, MCL 440.9609.

History: 1917, Act 273, Eff. Aug. 10, 1917; CL 1929, 9694; CL 1948, 446.211; Am. 1965, Act 252, Eff. Mar. 31, 1966; Am. 1998, Act 233, Imd. Eff. July 3, 1998; Am. 2004, Act 585, Imd. Eff. Jan. 4, 2005; Am. 2018, Act 345, Eff. Jan. 14, 2019

## Nearby sections

- [Mich. Comp. Laws § 446.201 Pawnbrokers; license required; exception; internet drop-off store exempt from licensure.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.201.md)
- [Mich. Comp. Laws § 446.202 Licenses; issuance; contents; term; transferability; fee; bond; limitations.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.202.md)
- [Mich. Comp. Laws § 446.203 Definitions.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.203.md)
- [Mich. Comp. Laws § 446.204 Licensed pawnbroker; action upon bond.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.204.md)
- [Mich. Comp. Laws § 446.205 Record of property received; contents; inspection; form of permanent record.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.205.md)
- [Mich. Comp. Laws § 446.206 Statement to police of articles received; contents.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.206.md)
- [Mich. Comp. Laws § 446.208 Purchaser's memorandum of pawn; contents.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.208.md)
- [Mich. Comp. Laws § 446.209 Interest on loans; rate; storage charge; time of payment; computation; fee or excess charge prohibited.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.209.md)
- [Mich. Comp. Laws § 446.210 Title to item; sale of pledged or pawned item; time of possession.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.210.md)
- [Mich. Comp. Laws § 446.211 Payment or tender of debt before sale; effect as to title and right to property; agreement to permit pawner to maintain possession.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.211.md)
- [Mich. Comp. Laws § 446.212 Misappropriated property; effect of written hold order; delivery of property to person claiming ownership; return of property to pawnbroker; liability; "appropriate law enforcement official" defined.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.212.md)
- [Mich. Comp. Laws § 446.213 Pawned property; destruction or defacing unlawful; visibility of serial number or insignia.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.213.md)
- [Mich. Comp. Laws § 446.214 Pawned property; acceptance from certain persons prohibited.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.214.md)
- [Mich. Comp. Laws § 446.216 Bond of complainant; amount, surety.](https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.216.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_MI_C446_AAct-273-of-1917_S446.211. Check the current official text before relying on it. Not legal advice.