# 24-A M.R.S. § 2804-B: 24-A §2804-B. Group disability income protection plan

> Maine · Statutes · In force

URL: https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2804-B

## Section

- **Citation:** 24-A M.R.S. § 2804-B
- **Heading:** 24-A §2804-B. Group disability income protection plan
- **Jurisdiction:** Maine
- **Kind:** Statutes
- **Status:** In force
- **Text as of:** August 14, 2026
- **Source:** Compiled text
- **Location:** ME Code / Title 24-A / Chapter 35 / Section 2804-B

## Text

An employer may offer its employees an employer-sponsored group disability income protection plan in accordance with the requirements of section 2804 . As used in this section, "disability income protection plan" means a group short-term disability policy or a group long-term disability policy instituted by an employer that provides income benefits to an employee who is unable to work for an extended period of time because of sickness or an accident. For the purpose of Title 26, section 629, subsection 1 , the premium paid by an employee for an employer-sponsored group disability income protection plan issued pursuant to this section is considered a premium that the employee has agreed to pay if the group disability income protection plan provides for appropriate disclosure regarding the plan chosen by the employer, a method of enrollment that allows employees to opt out of coverage and an appropriate time period for employees to voluntarily terminate coverage. An employee must be provided information regarding the employer-sponsored group disability income protection plan at least 30 days prior and a 2nd time at least 10 days prior to the initial payroll deduction of that employee's premiums. The information provided must include a statement of the employee's right to opt out of coverage, the process by which the employee may exercise the right to opt out of coverage and any deadline to opt out of coverage. [PL 2015, c. 490, §1 (NEW).]

## Nearby sections

- [24-A M.R.S. § 2801 24-A §2801. Scope of chapter -- short title](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2801.md)
- [24-A M.R.S. § 2802 24-A §2802. Group insurance defined](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2802.md)
- [24-A M.R.S. § 2803 24-A §2803. Requirements](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2803.md)
- [24-A M.R.S. § 2803-A 24-A §2803-A. Loss information](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2803-A.md)
- [24-A M.R.S. § 2804 24-A §2804. Employee groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2804.md)
- [24-A M.R.S. § 2804-A 24-A §2804-A. Private purchasing alliances](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2804-A.md)
- [24-A M.R.S. § 2804-B 24-A §2804-B. Group disability income protection plan](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2804-B.md)
- [24-A M.R.S. § 2805 24-A §2805. Labor union groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2805.md)
- [24-A M.R.S. § 2805-A 24-A §2805-A. Association groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2805-A.md)
- [24-A M.R.S. § 2806 24-A §2806. Trustee groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2806.md)
- [24-A M.R.S. § 2807 24-A §2807. Debtor groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2807.md)
- [24-A M.R.S. § 2807-A 24-A §2807-A. Credit union groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2807-A.md)
- [24-A M.R.S. § 2808 24-A §2808. Other groups](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2808.md)
- [24-A M.R.S. § 2808-B 24-A §2808-B. Small group health plans](https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2808-B.md)

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Source: Frix Law Library, https://www.frixlaw.com/law-library/statutes/STATE_ME_T24-A_C35_S2804-B. Check the current official text before relying on it. Not legal advice.